Cost of your C-sec hospital bill (usa)? - Page 3

Futuremommy1 · Feb 23rd, 2012, 21:48 PM

I just got the prepayment bill for my hospital. C/s without any other complications is 2075 after my insurance pays thier part. So you can imagine...2075 is 25% of the total

Squiggy · Feb 26th, 2012, 13:39 PM

Thanks guys. No, I currently don't have medical insurance; I've been out of work for 5 years and I have NOTHING. My husband almost had an aneurysm about the topic of hospital bills. He said if I don't get a job with medical then I'll have to apply to the state for some kind of help with it.

Very nice to know that I can run up to Canada to have my babies. Then they'd be Canadian; would they need green cards to come back home? I've never been out of the country at all, so I'd have to a LOT of studying on it.

Shey · Feb 27th, 2012, 10:41 AM

Quote:

Originally Posted by Squiggy

Thanks guys. No, I currently don't have medical insurance; I've been out of work for 5 years and I have NOTHING. My husband almost had an aneurysm about the topic of hospital bills. He said if I don't get a job with medical then I'll have to apply to the state for some kind of help with it.

Very nice to know that I can run up to Canada to have my babies. Then they'd be Canadian; would they need green cards to come back home? I've never been out of the country at all, so I'd have to a LOT of studying on it.

You can always get medicaid, thats what I have and they paid for everything when I had my son almost 4 yrs ago.

vintage67 · Feb 27th, 2012, 18:16 PM

Very hard to get medicaid if you're married. If your husband makes much of anything.

Jaylynne · Feb 29th, 2012, 04:20 AM

I haven't gotten my bill yet but mines going to be a doozy

. One week of me in the hospital on IVs trying to lower my out of control BP, emcs, 5 days total after c section in hospital on IVs for most for me due to BP still outrageous, 22 days of NICU, LO going home on a apnea and bradycardia monitor for 4-6 weeks. NICU alone averages $10k/day. Our deductible is $8100.

We are estimating total bill of $350k-$400k easy. And this is after a rather normal pregnancy that turned nasty with severe preeclampsia. I had planned a natural birth lol.

Futuremommy1 · Feb 29th, 2012, 08:20 AM

Thats crazy jaylynne but not shocking unfortunately.

What's your out of pocket max? Ours is $4000 so that's the only thing making it feasible in my world. In case something happens

Jaylynne · Feb 29th, 2012, 12:14 PM

Well, the deductible is $2400, with max of $8100 out of pocket if in network. Out of network the total out of pocket is $33,000. Fortunately most is in network but the apnea monitor but due to issues getting one in network, one that serviced where we live and a company that had one in stock, they agreed to bill the out of network monitor in network. This was after yelling at the insurance company asking if theyd rather pay for at least another 5 days in NICU or bill in network for a monitor which would cost them far less.

Futuremommy1 · Feb 29th, 2012, 19:12 PM

Yea you tell'em. I swear they will rob you blind.

andella95 · Mar 3rd, 2012, 12:32 PM

Quote:

Originally Posted by vintage67

Very hard to get medicaid if you're married. If your husband makes much of anything.

I think it really depends on the state you live in, as they all have different requirements. I've been on medicaid with both of my babies. (I was working when I got pregnant, and then was forced to quit both times (1) for complications and (2) because I lost my child care and couldn't find anyone else that would watch my son with my strange hours - which sucked because I worked for the state and would've been paid during my maternity leave.)

In a lot of states it's actually really easy for ANY pregnant woman to get medicaid.

turquoise · Mar 3rd, 2012, 22:15 PM

Quote:

Originally Posted by Squiggy

Very nice to know that I can run up to Canada to have my babies. Then they'd be Canadian; would they need green cards to come back home? I've never been out of the country at all, so I'd have to a LOT of studying on it.

You'd still have to pay if you had babies in Canada anyway - in order to have health care in Canada you have to be a citizen or resident or have some sort of visa. A friend of mine did this (by accident) and while her baby's health care was covered since he was now a Canadian citizen, her care wasn't covered and she got a bill for it.

Simple solution -- just move to Canada!

Feb 23rd, 2012, 21:48 PM	#21
Futuremommy1 Mum (Mom) Chat Happy BnB Member Join Date: Jun 2011 Location: TX not by choice Posts: 1,663	I just got the prepayment bill for my hospital. C/s without any other complications is 2075 after my insurance pays thier part. So you can imagine...2075 is 25% of the total

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Feb 26th, 2012, 13:39 PM	#22
Squiggy Pregnant (Expecting) Active BnB Member Join Date: Feb 2012 Location: east coast, USA Posts: 136	Thanks guys. No, I currently don't have medical insurance; I've been out of work for 5 years and I have NOTHING. My husband almost had an aneurysm about the topic of hospital bills. He said if I don't get a job with medical then I'll have to apply to the state for some kind of help with it. Very nice to know that I can run up to Canada to have my babies. Then they'd be Canadian; would they need green cards to come back home? I've never been out of the country at all, so I'd have to a LOT of studying on it.

Status: Offline

Feb 27th, 2012, 18:16 PM	#24
vintage67 Mum (Mom) Chat Happy BnB Member Join Date: May 2011 Location: Kentucky Posts: 2,399	Very hard to get medicaid if you're married. If your husband makes much of anything.

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Feb 29th, 2012, 04:20 AM	#25
Jaylynne Mum (Mom) BnB Addict Join Date: Aug 2011 Location: USA Posts: 3,736	I haven't gotten my bill yet but mines going to be a doozy . One week of me in the hospital on IVs trying to lower my out of control BP, emcs, 5 days total after c section in hospital on IVs for most for me due to BP still outrageous, 22 days of NICU, LO going home on a apnea and bradycardia monitor for 4-6 weeks. NICU alone averages $10k/day. Our deductible is $8100. We are estimating total bill of $350k-$400k easy. And this is after a rather normal pregnancy that turned nasty with severe preeclampsia. I had planned a natural birth lol.

Status: Offline

Feb 29th, 2012, 08:20 AM	#26
Futuremommy1 Mum (Mom) Chat Happy BnB Member Join Date: Jun 2011 Location: TX not by choice Posts: 1,663	Thats crazy jaylynne but not shocking unfortunately. What's your out of pocket max? Ours is $4000 so that's the only thing making it feasible in my world. In case something happens

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Feb 29th, 2012, 12:14 PM	#27
Jaylynne Mum (Mom) BnB Addict Join Date: Aug 2011 Location: USA Posts: 3,736	Well, the deductible is $2400, with max of $8100 out of pocket if in network. Out of network the total out of pocket is $33,000. Fortunately most is in network but the apnea monitor but due to issues getting one in network, one that serviced where we live and a company that had one in stock, they agreed to bill the out of network monitor in network. This was after yelling at the insurance company asking if theyd rather pay for at least another 5 days in NICU or bill in network for a monitor which would cost them far less.

Status: Offline

Feb 29th, 2012, 19:12 PM	#28
Futuremommy1 Mum (Mom) Chat Happy BnB Member Join Date: Jun 2011 Location: TX not by choice Posts: 1,663	Yea you tell'em. I swear they will rob you blind.

Status: Offline

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