Interest free credit 4 yrs from CSL?

Sophie1205 · Oct 12th, 2010, 16:01 PM

We want to get a corner couch for our new house when we move.
We went to CSL today and fell in love with this sofa

http://www.csl-sofas.co.uk/checkout/index/Loxley

Now, its £999, and you get 4 years interest free credit. Has anyone done this to get couches? I want to but at the same time I'm scared about paying something off for such a long time.

Is it worth it?

xx

Blah11 · Oct 12th, 2010, 16:16 PM

I did this with DFS. The 4 years will go in quick and it'll be less than £20 a month prob! We've already paid off over a year of ours

Sophie1205 · Oct 12th, 2010, 16:19 PM

Thanks hun I feel a bit better now haha.
Im really worried about doing it for some reason.

xx

Naya69 · Oct 12th, 2010, 16:19 PM

thats a very nice couch ltho my friend had a big problem when paying for a couch this way for some reason they stopped her monthly DD yet she never realised so a year down the line they took her to court for non payment yet it wasnt her fault she ended up paying back twice as much for the sofa x

Sophie1205 · Oct 12th, 2010, 16:21 PM

Ohhh I definitely wouldnt not notice. I check my bank statement everyday online and I know what goes in and out every month xx

Georgie90 · Oct 13th, 2010, 03:58 AM

It’s a nice sofa but I am a wuss when it comes to things on finance and owing money…I just don’t like it, I would rather save up or get a cheaper one.
But if you want it, go for it.xx

bump_wanted · Oct 13th, 2010, 04:19 AM

id go for it...in the long run you'll get better use outta a more expensive sofa we got a cheapie one from asda and i hate it ive only had it a year n half n imo it looks done in already xx

Blah11 · Oct 13th, 2010, 04:47 AM

one thing i woouldnt scrimp on is a sofa. a good sofa will last 8+ years. well worth £1000 or so.

Sophie1205 · Oct 13th, 2010, 07:39 AM

And you have a credit card Georgie?

Well we went to measure front room in new house today and that couch wont fit

Gonna have to get a 2 and 3 seater.
Dont think we will do it on finance though xx

Georgie90 · Oct 13th, 2010, 07:44 AM

Pay it off monthly

Just got a 0% interest credit card though…so ½ my op will be going on there…let’s just hope I can pay that off within the year that its 0% - I just guess I don’t like paying interest?! Sorry!

4 years is a long time that’s all…I hate being tied to a phone contract for 2 just because you can’t predict what’s going to happen

if you have a bigger house etc, but hey, it’s a lovely sofa!!

Oct 12th, 2010, 16:01 PM	#1
Sophie1205 Mum (Mom) BnB Addict Join Date: Jun 2008 Location: Merseyside, UK Posts: 5,931	Interest free credit 4 yrs from CSL? We want to get a corner couch for our new house when we move. We went to CSL today and fell in love with this sofa http://www.csl-sofas.co.uk/checkout/index/Loxley Now, its £999, and you get 4 years interest free credit. Has anyone done this to get couches? I want to but at the same time I'm scared about paying something off for such a long time. Is it worth it? xx

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Oct 12th, 2010, 16:16 PM	#2
Blah11 Mum (Mom) BnB Spammer Elite Join Date: May 2008 Posts: 38,150	I did this with DFS. The 4 years will go in quick and it'll be less than £20 a month prob! We've already paid off over a year of ours

Status: Offline

Oct 12th, 2010, 16:19 PM	#3
Sophie1205 Mum (Mom) BnB Addict Join Date: Jun 2008 Location: Merseyside, UK Posts: 5,931	Thanks hun I feel a bit better now haha. Im really worried about doing it for some reason. xx

Status: Offline

Oct 12th, 2010, 16:19 PM	#4
Naya69 Mum (Mom) BnB Addict Join Date: Feb 2008 Location: Manchester, England Posts: 3,686	thats a very nice couch ltho my friend had a big problem when paying for a couch this way for some reason they stopped her monthly DD yet she never realised so a year down the line they took her to court for non payment yet it wasnt her fault she ended up paying back twice as much for the sofa x

Status: Offline

Oct 12th, 2010, 16:21 PM	#5
Sophie1205 Mum (Mom) BnB Addict Join Date: Jun 2008 Location: Merseyside, UK Posts: 5,931	Ohhh I definitely wouldnt not notice. I check my bank statement everyday online and I know what goes in and out every month xx

Status: Offline

Oct 13th, 2010, 03:58 AM	#6
Georgie90 Other Active BnB Member Join Date: Jun 2009 Location: Rainham, Essex Posts: 9,129	It’s a nice sofa but I am a wuss when it comes to things on finance and owing money…I just don’t like it, I would rather save up or get a cheaper one. But if you want it, go for it.xx

Status: Offline

Oct 13th, 2010, 04:19 AM	#7
bump_wanted Mum (Mom) BnB Addict Join Date: Mar 2009 Posts: 4,887	id go for it...in the long run you'll get better use outta a more expensive sofa we got a cheapie one from asda and i hate it ive only had it a year n half n imo it looks done in already xx

Status: Offline

Oct 13th, 2010, 04:47 AM	#8
Blah11 Mum (Mom) BnB Spammer Elite Join Date: May 2008 Posts: 38,150	one thing i woouldnt scrimp on is a sofa. a good sofa will last 8+ years. well worth £1000 or so.

Status: Offline

Oct 13th, 2010, 07:39 AM	#9
Sophie1205 Mum (Mom) BnB Addict Join Date: Jun 2008 Location: Merseyside, UK Posts: 5,931	And you have a credit card Georgie? Well we went to measure front room in new house today and that couch wont fit Gonna have to get a 2 and 3 seater. Dont think we will do it on finance though xx

Status: Offline

Oct 13th, 2010, 07:44 AM	#10
Georgie90 Other Active BnB Member Join Date: Jun 2009 Location: Rainham, Essex Posts: 9,129	Pay it off monthly Just got a 0% interest credit card though…so ½ my op will be going on there…let’s just hope I can pay that off within the year that its 0% - I just guess I don’t like paying interest?! Sorry! 4 years is a long time that’s all…I hate being tied to a phone contract for 2 just because you can’t predict what’s going to happen if you have a bigger house etc, but hey, it’s a lovely sofa!!

Status: Offline

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