Home
Momtastic
Site Map
Help
Register
Log In
 

Go Back   BabyandBump > Lounge Area > General Chatter


Reply
 
LinkBack Thread Tools
Old Oct 12th, 2010, 16:01 PM   #1
Sophie1205
Mum (Mom)
BnB Addict
 
 
Join Date: Jun 2008
Location: Merseyside, UK
Posts: 5,931

Interest free credit 4 yrs from CSL?


We want to get a corner couch for our new house when we move.
We went to CSL today and fell in love with this sofa

http://www.csl-sofas.co.uk/checkout/index/Loxley

Now, its £999, and you get 4 years interest free credit. Has anyone done this to get couches? I want to but at the same time I'm scared about paying something off for such a long time.

Is it worth it?

xx


 
Status: Offline
 
Old Oct 12th, 2010, 16:16 PM   #2
Blah11
Mum (Mom)
BnB Spammer Elite
 
 
Join Date: May 2008
Posts: 38,150
I did this with DFS. The 4 years will go in quick and it'll be less than £20 a month prob! We've already paid off over a year of ours


 
Status: Offline
 
Old Oct 12th, 2010, 16:19 PM   #3
Sophie1205
Mum (Mom)
BnB Addict
 
 
Join Date: Jun 2008
Location: Merseyside, UK
Posts: 5,931
Thanks hun I feel a bit better now haha.
Im really worried about doing it for some reason.

xx


 
Status: Offline
 
Old Oct 12th, 2010, 16:19 PM   #4
Naya69
Mum (Mom)
BnB Addict
 
 
Join Date: Feb 2008
Location: Manchester, England
Posts: 3,686
thats a very nice couch ltho my friend had a big problem when paying for a couch this way for some reason they stopped her monthly DD yet she never realised so a year down the line they took her to court for non payment yet it wasnt her fault she ended up paying back twice as much for the sofa x


 
Status: Offline
 
Old Oct 12th, 2010, 16:21 PM   #5
Sophie1205
Mum (Mom)
BnB Addict
 
 
Join Date: Jun 2008
Location: Merseyside, UK
Posts: 5,931
Ohhh I definitely wouldnt not notice. I check my bank statement everyday online and I know what goes in and out every month xx


 
Status: Offline
 
Old Oct 13th, 2010, 03:58 AM   #6
Georgie90
Other
Active BnB Member
 
 
Join Date: Jun 2009
Location: Rainham, Essex
Posts: 9,129
It’s a nice sofa but I am a wuss when it comes to things on finance and owing money…I just don’t like it, I would rather save up or get a cheaper one.
But if you want it, go for it.xx


Status: Offline
 
Old Oct 13th, 2010, 04:19 AM   #7
bump_wanted
Mum (Mom)
BnB Addict
 
Join Date: Mar 2009
Posts: 4,887
id go for it...in the long run you'll get better use outta a more expensive sofa we got a cheapie one from asda and i hate it ive only had it a year n half n imo it looks done in already xx


 
Status: Offline
 
Old Oct 13th, 2010, 04:47 AM   #8
Blah11
Mum (Mom)
BnB Spammer Elite
 
 
Join Date: May 2008
Posts: 38,150
one thing i woouldnt scrimp on is a sofa. a good sofa will last 8+ years. well worth £1000 or so.


 
Status: Offline
 
Old Oct 13th, 2010, 07:39 AM   #9
Sophie1205
Mum (Mom)
BnB Addict
 
 
Join Date: Jun 2008
Location: Merseyside, UK
Posts: 5,931
And you have a credit card Georgie?

Well we went to measure front room in new house today and that couch wont fit
Gonna have to get a 2 and 3 seater.
Dont think we will do it on finance though xx


 
Status: Offline
 
Old Oct 13th, 2010, 07:44 AM   #10
Georgie90
Other
Active BnB Member
 
 
Join Date: Jun 2009
Location: Rainham, Essex
Posts: 9,129
Pay it off monthly
Just got a 0% interest credit card though…so ½ my op will be going on there…let’s just hope I can pay that off within the year that its 0% - I just guess I don’t like paying interest?! Sorry!

4 years is a long time that’s all…I hate being tied to a phone contract for 2 just because you can’t predict what’s going to happen if you have a bigger house etc, but hey, it’s a lovely sofa!!


Status: Offline
 
Reply

  BabyandBump > Lounge Area > General Chatter


Bookmarks

Tags
credit, csl, free, yrs

Thread Tools






SEO by vBSEO