Car Insurance - Page 3

Mammy2Joojx · Mar 18th, 2012, 10:55 AM

Quote:

Originally Posted by Mummy2B21

Quote:

Originally Posted by Mammy2Joojx

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Originally Posted by Mummy2B21

To be honest a ka is one of the cheapest cars to insure, your bewt bet is to use compare sites for insurance, I used quidco compare this year and saver half price from what I paid last year, plus £30 cashback through quidco.

I had a ka for first 3 yrs after I past my test and the most i paid was 1400.
This year i bought a new car a ford focus c max 1.6 54 plate and my insurance was 700!! I only have 4 year no claims.

Really you shouldnt have cancelled your insurance unless it was nessasrary i always add my new car to my insurance you just have to pay a small fee unless the car is alot more on insurance then you'd pay a lot more but you dont loose your no claim for that year.

well, obviously it was nessecary as i had sold my car & i wasn't willing to pay £118 a month for a car i didn't havee. Plus, that £118 a month what i used for insurance is the only money i had to save up for a new car so i had to no option but to cancel.

& i used gocompare.com, moneysupermarket.com & comparethemarket.com .. All gave me the same round about price on a ford ka, so definitely won't be getting one of those.

Lol ok calm down I was just saying!

Tbh as you onle have 1 years no claims it is going to be expensive as such but there are ways you can make your premium cheaper like, buying a diesel instead of petrol, also a family car sometimes is cheaper as insurance companys don't expect young cruisers to drive a diesel or a family car. Ideally you want a small engine too I wouldn't go over a 1.3 and if you can park on a driveway or garage these all affect tge price x

sorry, didn't mean that to come across rude

Just makes me mad that my previous car was a 1.8 & now i'm looking at smaller engines it's 400-500 dearer

& i park it on my drive hun so already putting that in x

Jaysmummy · Mar 18th, 2012, 11:00 AM

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Originally Posted by Mammy2Joojx

Quote:

Originally Posted by Jaysmummy

Quote:

Originally Posted by Mammy2Joojx

tbh, i wouldn't know how many miles i do

i use it everyday for short journeys but i always used it to take jayden out so i probably used more than 6000. Saying that, if i had a box fitted, i could get bus to the shops & not use the car

how much are the boxes hun? How much does it deduct? X x

You don't pay for the box, its included in the premium. They do charge £50 to have it removed though. Well the cheapest I could find insurance for me was like a £400 deposit and then about £200-250 a month. We're now paying £188 a month for both of us to be insured on it. (Its a 04 Astra) I think on my own it was £130 coz I've only had my licence 3 years but my partners had his 8 and it was £50 extra to add him on.

xx

ooh, that's good that you don't pay for the box. Where about is it fitted? I suspect mine would be considerably more though as i haven't been driving 3 years

but then again, i wouldn't be getting a 04 plate astra

i wish i could afford one i love astras!! & my dad has been driving 35+ years so i could of added him on but he has 3 points

xx

Its fitted in the glove box or under it. You can't see it. Yeah its also a 1.6 so I don't think it would be as high as you think, I was shocked at the price of ours with all the quotes we'd been getting.

xx

Mammy2Joojx · Mar 18th, 2012, 11:05 AM

Quote:

Originally Posted by Jaysmummy

Quote:

Originally Posted by Mammy2Joojx

Quote:

Originally Posted by Jaysmummy

Quote:

Originally Posted by Mammy2Joojx

tbh, i wouldn't know how many miles i do

i use it everyday for short journeys but i always used it to take jayden out so i probably used more than 6000. Saying that, if i had a box fitted, i could get bus to the shops & not use the car

how much are the boxes hun? How much does it deduct? X x

You don't pay for the box, its included in the premium. They do charge £50 to have it removed though. Well the cheapest I could find insurance for me was like a £400 deposit and then about £200-250 a month. We're now paying £188 a month for both of us to be insured on it. (Its a 04 Astra) I think on my own it was £130 coz I've only had my licence 3 years but my partners had his 8 and it was £50 extra to add him on.

xx

ooh, that's good that you don't pay for the box. Where about is it fitted? I suspect mine would be considerably more though as i haven't been driving 3 years

but then again, i wouldn't be getting a 04 plate astra

i wish i could afford one i love astras!! & my dad has been driving 35+ years so i could of added him on but he has 3 points

xx

Its fitted in the glove box or under it. You can't see it. Yeah its also a 1.6 so I don't think it would be as high as you think, I was shocked at the price of ours with all the quotes we'd been getting.

xx

sounds great

may actually look into that. I'd say i'd do about 5000 miles thinking about it, sure i could even scrape a few hundred off that if i stop being so lazy

so i'll try that

x x

Jaysmummy · Mar 18th, 2012, 11:09 AM

Quote:

Originally Posted by Mammy2Joojx

Quote:

Originally Posted by Jaysmummy

Quote:

Originally Posted by Mammy2Joojx

Quote:

Originally Posted by Jaysmummy

Quote:

Originally Posted by Mammy2Joojx

tbh, i wouldn't know how many miles i do

i use it everyday for short journeys but i always used it to take jayden out so i probably used more than 6000. Saying that, if i had a box fitted, i could get bus to the shops & not use the car

how much are the boxes hun? How much does it deduct? X x

You don't pay for the box, its included in the premium. They do charge £50 to have it removed though. Well the cheapest I could find insurance for me was like a £400 deposit and then about £200-250 a month. We're now paying £188 a month for both of us to be insured on it. (Its a 04 Astra) I think on my own it was £130 coz I've only had my licence 3 years but my partners had his 8 and it was £50 extra to add him on.

xx

ooh, that's good that you don't pay for the box. Where about is it fitted? I suspect mine would be considerably more though as i haven't been driving 3 years

but then again, i wouldn't be getting a 04 plate astra

i wish i could afford one i love astras!! & my dad has been driving 35+ years so i could of added him on but he has 3 points

xx

Its fitted in the glove box or under it. You can't see it. Yeah its also a 1.6 so I don't think it would be as high as you think, I was shocked at the price of ours with all the quotes we'd been getting.

xx

sounds great

may actually look into that. I'd say i'd do about 5000 miles thinking about it, sure i could even scrape a few hundred off that if i stop being so lazy

so i'll try that

x x

Yeah its good as an option anyway. Thought I'd mention it as not many people have heard of it, I know I hadn't

xx

karlilay · Mar 18th, 2012, 14:41 PM

Hun have you already got the KA?

Midnight_Fairy · Mar 18th, 2012, 16:16 PM

Mine is 120 a month for a ford fiesta lol. I do about 1000 a month though. I dont mind because it makes life easier. x

Mammy2Joojx · Mar 18th, 2012, 17:34 PM

Quote:

Originally Posted by karlilay

Hun have you already got the KA?

no hun, been to see KA's & i got qquotes on all 3, all roughly same price, but didn't buy either of the cars as weren't much hack

Mammy2Joojx · Mar 18th, 2012, 17:35 PM

Quote:

Originally Posted by Midnight_Fairy

Mine is 120 a month for a ford fiesta lol. I do about 1000 a month though. I dont mind because it makes life easier. x

i've just been to look at a ford fiesta

& funnily enough i did a qquote which was also £120 a month lol only 3rd party mind but tbh i'm not fussed about the cover, more fussed about the cost

x x

karlilay · Mar 19th, 2012, 09:39 AM

My OH hasnt even passed his test yet. Its booked in June, we have a little 1.0 litre Corsa, and the insurence on that is £75 a month!

Mammy2Joojx · Mar 19th, 2012, 11:43 AM

Quote:

Originally Posted by karlilay

My OH hasnt even passed his test yet. Its booked in June, we have a little 1.0 litre Corsa, and the insurence on that is £75 a month!

omg who's that with?! How many miles do you do a year? X x

Mar 18th, 2012, 14:41 PM	#25
karlilay Mum (Mom) BnB Addict Join Date: Feb 2011 Location: Northampton Posts: 4,975	Hun have you already got the KA?

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Mar 18th, 2012, 16:16 PM	#26
Midnight_Fairy Other BnB Spammer Elite Join Date: Oct 2009 Location: South Coast UK Posts: 31,634	Mine is 120 a month for a ford fiesta lol. I do about 1000 a month though. I dont mind because it makes life easier. x

Status: Offline

Mar 19th, 2012, 09:39 AM	#29
karlilay Mum (Mom) BnB Addict Join Date: Feb 2011 Location: Northampton Posts: 4,975	My OH hasnt even passed his test yet. Its booked in June, we have a little 1.0 litre Corsa, and the insurence on that is £75 a month!

Status: Offline

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