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Old Jun 15th, 2017, 02:21 AM   1
swedengirl
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European Mammas to be- travel insurance question!


Hi All,

We are going for a babymoon in Europe for two weeks in July. I'll be 16ish to 19ish weeks when I'm there. I have the European health insurance card as I'm an EU resident but wondering now I'm pregnant if I should get private cover? I've tried to google but not found an answer so thought I'd ask you girls!



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Old Jun 15th, 2017, 03:45 AM   2
MindUtopia
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Does your European health card cover pregnancy care? If it does, personally I probably wouldn't bother, depending on where you're doing (as in they have good public health care). If you're going somewhere where the public system isn't as good, it might be worth getting private cover. Just make sure what you get covers pregnancy-related care as not all of them do.



 
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Old Jun 15th, 2017, 12:22 PM   3
swedengirl
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Thank for your answer. The EHIC says it covers standard maternity care (i.e. Not travelling to deliver). We are off to Portugal so I'll have a look in to how the health service is there. Thanks for taking the time to reply!



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Old Jun 15th, 2017, 13:47 PM   4
loeylo
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You should always have travel insurance in addition to the EHIC, pregnant or not. EHIC only covers for emergency treatment. They won't repatriate you, provide medical flights etc. It also depends which hospital you are taken to. I worked as a travel agent and have had many people lose massive amounts of money due to inadequate travel insurance. Also, if you have to cancel for whatever medical reason prior to travel, you will lose your money unless you have insurance.

Protect yourself and your kid. Pregnancy isn't classed as a medical condition so you don't even need to pay extra for your insurance to cover it.



 
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Old Jun 15th, 2017, 14:17 PM   5
swedengirl
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Oh thanks the the info! That's super good to know. We do have standard travel insurance with our bank which we have always relied on (not needed but known it's there) when we travelled before but think I'll just invest in a bit of extra cover for this trip just to be safe!



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Old Jun 15th, 2017, 17:47 PM   6
loeylo
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Quote:
Originally Posted by swedengirl View Post
Oh thanks the the info! That's super good to know. We do have standard travel insurance with our bank which we have always relied on (not needed but known it's there) when we travelled before but think I'll just invest in a bit of extra cover for this trip just to be safe!
Standard bank cover is fine! Sorry, I thought you were only using the EHIC and didn't have any cover. Just let them know you are pregnant as I'm not sure your policy is the same as the UK based ones but they all cover pregnancy as standard with no exceptions as long as you are not high risk.



 
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Old Jun 16th, 2017, 00:53 AM   7
swedengirl
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Ok thanks I'll look into it! Sorry didn't mention the bank insurance as assumed because it was this standard cover it wouldn't cover pregnancy. But I'll try to dig up our policy and find out! Thanks for your help!



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Old Jun 18th, 2017, 00:11 AM   8
swedengirl
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Thought I'd update just in case someone else looks at this in the future. Our bank cover did not include pregnancy so we will be buying travel insurance that does! Thanks for all the help



 
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Old Jun 18th, 2017, 03:02 AM   9
loeylo
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Thought I'd update just in case someone else looks at this in the future. Our bank cover did not include pregnancy so we will be buying travel insurance that does! Thanks for all the help
Glad you got it sorted, I work in the UK so ours is obviously different, if you need advice on a policy which does cover you White Horse covered pregnancy as standard a few years ago. They were highly rated in terms of coverage.



 
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