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Old Apr 24th, 2018, 09:46 AM   11
rubberducky88
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I have no idea how car finance works outside the US, but you can trade in and finance another vehicle even if you are still financed. Not the smartest financial decision (you end up paying and paying) but if it's the safety of your kids it is the safety of your kids, what kind of price would you pay for that?

That said, may be totally different outside the US.

Just making short trips is not a reason to disregard safety. Most accidents happen very close to home.
Paying out another £250 a month on another car whilst having a disused car on the drive isnít an option. I donít have a spare £250 a month! Not to mention the second insurance



 
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Old Apr 24th, 2018, 09:46 AM   12
Brightxeyes
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I think that would be the best option! I know that cars that hold 3 seats in the back gives you far less choice, but especially if your partner can get a discount through work, definitely look into it! Goodluck xxx



 
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Old Apr 24th, 2018, 11:00 AM   13
IchigoMewMew
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I was told when I bought my car that a Citroen c4 Picasso is the only car sold in the uk that can fit 3 car seats across the back, but I think that's proper car seats rather than 2 seats and a booster. When my aunt had number 4 she went for a 7 seater but there's 4 years between each child so she didn't have to worry about 3 in the back in full seats.



 
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Old Apr 24th, 2018, 12:29 PM   14
rubberducky88
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Originally Posted by IchigoMewMew View Post
I was told when I bought my car that a Citroen c4 Picasso is the only car sold in the uk that can fit 3 car seats across the back, but I think that's proper car seats rather than 2 seats and a booster. When my aunt had number 4 she went for a 7 seater but there's 4 years between each child so she didn't have to worry about 3 in the back in full seats.
Yeah luckily my two older children are both in high back boosters so I will only have one in a full car seat!

We took one of my sons friends in my hubbyís GLC the other week and the 3 car seats fit ok across the back!



 
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Old Apr 24th, 2018, 12:29 PM   15
misspriss
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Quote:
Originally Posted by rubberducky88 View Post
Quote:
Originally Posted by misspriss View Post
I have no idea how car finance works outside the US, but you can trade in and finance another vehicle even if you are still financed. Not the smartest financial decision (you end up paying and paying) but if it's the safety of your kids it is the safety of your kids, what kind of price would you pay for that?

That said, may be totally different outside the US.

Just making short trips is not a reason to disregard safety. Most accidents happen very close to home.
Paying out another £250 a month on another car whilst having a disused car on the drive isnít an option. I donít have a spare £250 a month! Not to mention the second insurance
Here, you trade in the first car? So not a second payment, a replacement payment which may be higher. That may not be how car sales work outside of the US though, we have funny ways about it.



 
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Old Apr 24th, 2018, 12:49 PM   16
rubberducky88
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Quote:
Originally Posted by misspriss View Post
Quote:
Originally Posted by rubberducky88 View Post
Quote:
Originally Posted by misspriss View Post
I have no idea how car finance works outside the US, but you can trade in and finance another vehicle even if you are still financed. Not the smartest financial decision (you end up paying and paying) but if it's the safety of your kids it is the safety of your kids, what kind of price would you pay for that?

That said, may be totally different outside the US.

Just making short trips is not a reason to disregard safety. Most accidents happen very close to home.
Paying out another £250 a month on another car whilst having a disused car on the drive isnít an option. I donít have a spare £250 a month! Not to mention the second insurance
Here, you trade in the first car? So not a second payment, a replacement payment which may be higher. That may not be how car sales work outside of the US though, we have funny ways about it.

Ohhhh yes I see what you mean!
Yeah we are going to try this in October/November - Iím hoping the car will have kept much of its value so it covers the settlement due on it!!

Just exploring options in case we arenít able to!

Sorry I misunderstood



 
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Old Apr 24th, 2018, 13:03 PM   17
misspriss
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Originally Posted by rubberducky88 View Post
Quote:
Originally Posted by misspriss View Post
Quote:
Originally Posted by rubberducky88 View Post
Quote:
Originally Posted by misspriss View Post
I have no idea how car finance works outside the US, but you can trade in and finance another vehicle even if you are still financed. Not the smartest financial decision (you end up paying and paying) but if it's the safety of your kids it is the safety of your kids, what kind of price would you pay for that?

That said, may be totally different outside the US.

Just making short trips is not a reason to disregard safety. Most accidents happen very close to home.
Paying out another £250 a month on another car whilst having a disused car on the drive isnít an option. I donít have a spare £250 a month! Not to mention the second insurance
Here, you trade in the first car? So not a second payment, a replacement payment which may be higher. That may not be how car sales work outside of the US though, we have funny ways about it.

Ohhhh yes I see what you mean!
Yeah we are going to try this in October/November - Iím hoping the car will have kept much of its value so it covers the settlement due on it!!

Just exploring options in case we arenít able to!

Sorry I misunderstood
No problem. Here, they just roll the remainder due (the settlement?) into your loan for the next car. So not the most financially sound choice, but if it has to be done it has to be done.

Our current loan on the minivan has a bit of loan for the sedan, a bit of loan for the small van, and the loan for our current van. So we are underwater on it, but we will have a car payment anyway, so.



 
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Old Apr 26th, 2018, 01:27 AM   18
noon_child
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Yeah luckily my two older children are both in high back boosters so I will only have one in a full car seat!
Could the eldest use a standard booster (so not a hight backed, just the seat bit). That might free up some room....



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Old Apr 26th, 2018, 19:43 PM   19
minties
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Quote:
Originally Posted by rubberducky88 View Post

Yeah luckily my two older children are both in high back boosters so I will only have one in a full car seat!
Could the eldest use a standard booster (so not a hight backed, just the seat bit). That might free up some room....
That is not at all safe at their age, half boosters are more suitable for 8+ year olds.



 
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Old Apr 27th, 2018, 11:50 AM   20
noon_child
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Originally Posted by noon_child View Post

Could the eldest use a standard booster (so not a hight backed, just the seat bit). That might free up some room....
That is not at all safe at their age, half boosters are more suitable for 8+ year olds.
But safer than sitting in the middle of the back seat without ANY kind of seat - which was one of the OP's original suggestions.

UK guidance says:
Booster cushion
Group 3: for children weighing 22 - 36 kgs (48 - 79 lbs) 125cm or taller, roughly from 6 - 11 years.

I know the child is on the younger side of that though...



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