Okay in the US how much can i expect my first obgyn appointment to cost? I am in the waiting period at a new job for my insurance to kick in. My cobra will cost 560 a month and i have until april 29 to decide to sign up. How much will my first appointment cost with out insurance? Any ideas? Im wondering if i should just pay out of pocket the first 3 months or if I should go ahead and get cobra?
I don't know the answer to your question, but I know if you call the doctors office they will be able to tell you. I remember I was behind a woman who didn't have insurance and her total came out to 120... but IDK if that would be around the amount or not.
My clinic makes you pay 75 up front if you don't have insurance for a visit. How long is your waiting period? I think it would be cheaper to just pay for the visits but its a gamble if you had some complication that require a hospital visit...
I dont know what state you are in, but in Fl pregnancy is not covered automatically under insurance plans unless it is a government job with a group plan. If you add it on (Extra $300-400/month), you have to wait 12 months to become pregnant...unless you have not had a lapse in coverage. If you decide to not get the COBRA that is considered a lapse. As PP stated, OB visits are generally bundled into 1 price for all visits, testing, scans, and delivery (usually around $5,000). They will let you make monthly payments. I would check with the old and new insurance to see if either cover pregnancy and delivery before you make a decision.
I'm having issues with my insurance at the moment, and she said next appointment (ultrasound included) would be $379.80 if we paid out of pocket... & it's looking like we'll have to this time because we're having trouble getting it straightened out. Insurance paid for the first prenatal and ultrasound because they put it under "confirmation". They had to take a LOT of blood (7 vials) so if you don't have insurance that may be quite a bit.. Do you have insurance? If not, medicaid is great for maternity. I believe they will accept anybody. x
I don't know what state you're in or how things work in different states, but in Oregon, the Oregon Health Plan covers all costs of pregnancy. Maybe other states have something similar? Also, if money is an issue and your pregnancy is low-risk, you might want to look into other birthing options. In a normal pregnancy, home birth and midwives are safer than hospitals and they're a fraction of the price.
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