Just got off the phone with dss....

sunshine20 · Dec 6th, 2011, 14:30 PM

UGH!!!! So apparently child health plus won't cover the babys hospital stay when he/she is born. The only thing I can do is get Medicaid which will involve me having to cancel my current insurance (even though the website says i won't have to) and then I won't have insurance 60 days after the baby is born and will have to wait until January 2013 to get back on my parents plan. Praying OH finds a new job with health insurance before bubs gets here. I hate worrying so much. I should be enjoying my pregnanacy, not crying hysterically every day over another potential issue :/

Kristin52 · Dec 6th, 2011, 14:36 PM

you wouldn't have to cancel out your current insurance, I didn't have to!
don't worry, it'll work out.

LittleBoSheep · Dec 6th, 2011, 19:01 PM

I'm still on my parent's insurance AND on Medicaid - this is in Kentucky, though I don't think it should be different where you live

best of luck!

VintageEnvy · Dec 6th, 2011, 19:11 PM

I'm on medicaid/ title 19 and it has been an absolute life saver, it has paid for everything and I would not be getting as much prenatal care if I didn't have this wonderful resource available. I had a lot of complications early on so it has been invaluable to me.

sunshine20 · Dec 6th, 2011, 21:43 PM

See I don't understand this. Your all saying you have your own ins AND Medicaid. Makes no sense to me why I would HAVE to cancel my ins which is through my parents as well. They kept telling me on the phone I qualify for Medicaid and to apply but I'm not due until June, I don't need ins right now. I'm just weighing my options because oh IS looking for another job/getting ins through his current job. So obviously I'm not going to apply and be approved and have it a few months then have them take it away before LO comes because we will make too much money.

rory83coyotes · Dec 6th, 2011, 22:10 PM

I would apply now. Texas is forever slow about processing. And they just file it as a secondary here if you have both.

MeowPurr32 · Dec 7th, 2011, 06:07 AM

I would apply for Medicaid and just don't cancel the other one, until you are SURE you are completely covered. The worst thing that could happen is when you get a bill, they fight over which of the two has to pay it, but that's better than ending up with no coverage.

Dec 6th, 2011, 14:30 PM	#1
sunshine20 Mum (Mom) Active BnB Member Join Date: Nov 2010 Posts: 606	Just got off the phone with dss.... UGH!!!! So apparently child health plus won't cover the babys hospital stay when he/she is born. The only thing I can do is get Medicaid which will involve me having to cancel my current insurance (even though the website says i won't have to) and then I won't have insurance 60 days after the baby is born and will have to wait until January 2013 to get back on my parents plan. Praying OH finds a new job with health insurance before bubs gets here. I hate worrying so much. I should be enjoying my pregnanacy, not crying hysterically every day over another potential issue :/

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Dec 6th, 2011, 14:36 PM	#2
Kristin52 Mum (Mom) BnB Addict Join Date: Jul 2011 Location: US Posts: 5,230	you wouldn't have to cancel out your current insurance, I didn't have to! don't worry, it'll work out.

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Dec 6th, 2011, 19:01 PM	#3
LittleBoSheep Other Chat Happy BnB Member Join Date: Aug 2011 Posts: 1,185	I'm still on my parent's insurance AND on Medicaid - this is in Kentucky, though I don't think it should be different where you live best of luck!

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Dec 6th, 2011, 19:11 PM	#4
VintageEnvy Pregnant (Expecting) Active BnB Member Join Date: Jul 2011 Location: Iowa :) Posts: 588	I'm on medicaid/ title 19 and it has been an absolute life saver, it has paid for everything and I would not be getting as much prenatal care if I didn't have this wonderful resource available. I had a lot of complications early on so it has been invaluable to me.

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Dec 6th, 2011, 21:43 PM	#5
sunshine20 Mum (Mom) Active BnB Member Join Date: Nov 2010 Posts: 606	See I don't understand this. Your all saying you have your own ins AND Medicaid. Makes no sense to me why I would HAVE to cancel my ins which is through my parents as well. They kept telling me on the phone I qualify for Medicaid and to apply but I'm not due until June, I don't need ins right now. I'm just weighing my options because oh IS looking for another job/getting ins through his current job. So obviously I'm not going to apply and be approved and have it a few months then have them take it away before LO comes because we will make too much money.

Status: Offline

Dec 6th, 2011, 22:10 PM	#6
rory83coyotes Mum (Mom) Chat Happy BnB Member Join Date: Sep 2011 Location: texas Posts: 1,019	I would apply now. Texas is forever slow about processing. And they just file it as a secondary here if you have both.

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Dec 7th, 2011, 06:07 AM	#7
MeowPurr32 Mum (Mom) Active BnB Member Join Date: Jul 2011 Posts: 529	I would apply for Medicaid and just don't cancel the other one, until you are SURE you are completely covered. The worst thing that could happen is when you get a bill, they fight over which of the two has to pay it, but that's better than ending up with no coverage.

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