Really worried we arent going to cope (money)

Kizzy454 · Apr 5th, 2012, 14:49 PM

Argh.. i only work part time 35.5 hours a week. and my OH works full time but he has a DD from a previous relationship and he has now gotta go through courts for maitanence (his ex has cut her hours down at work so wants a wage top up which means she has to take them to court) ive got to magically find £600 in the next few months (ive only just started work so not had a fully pay and have playschool fees and few bills to pay off)

I just dont know how we are going to cope with 3 kids with so little money

LO wasnt planned but we wouldnt change it for the world now

Any one else stressing about money? xxx

leahsbabybump · Apr 5th, 2012, 14:52 PM

awww hun thats terrible :-/ is it going to be a long term money issue or will it just be a problem in the interim whilst you get up and running at work and get up to date with bills

Kizzy454 · Apr 5th, 2012, 15:00 PM

hopefully short term but i really dont no

i keep having break downs about it

leahsbabybump · Apr 5th, 2012, 15:25 PM

hiya hun ive pm'd u cos it was rite long and had some personal info in :-) my x sometimes like to stalk what i write in public formuns the weirdo lol

rockabillymom · Apr 5th, 2012, 15:29 PM

Im in the same situation. We had DD number one and were struggling bad for awhile but finally have gotten on our feet only to find out we have DD 2 coming. Im definetly stressing out. We have a small 1 bedroom apartment and are trying to afford a 2 bedroom cottage. Just a matter of really being frugal from now on

aegle · Apr 5th, 2012, 19:39 PM

We are... I'm nannying on a PT basis, OH runs his own company, but it's in the early months and isn't making enough to pay the bills. He's getting a FT job to help make up. We're behind on bills, we were both unemployed for a while... He has loans that he owes his family and I've got student loans. We're also paying for his ex's student loans because she left the country with his Dad's cosign on the loan.

We live in a tiny studio apartment and we thought for a while that maybe we can move before the baby, but I've realized that's just hope. There's no way we can afford it now.

This baby was planned in times that seemed like everything was going to be great. Then deal after deal fell through and we've been left with almost nothing. It's been tough. I wouldn't change it for the world, but I always told myself I'd make sure my children had better standards than I did growing up and it's pretty scary somedays thinking it might not get better.

beth30 · Apr 5th, 2012, 20:13 PM

Okay ladies... I know your worries and woes all too well. I've been there, and could be there again at any point in my life. Where there is children and a loving mother, there will always be a way to provide for them financially, maybe not keep up with the best of the best... but there will be a way for them to have what they need. That is just what mothering is all about.

pinkandfluffy · Apr 5th, 2012, 20:18 PM

You'll surprise yourself I'm sure, try not to worry and maybe sit down and tell OH you're worried and look at any changes you can make.

My DH was miserable in his job an it was really well paid so he didn't feel he could leave it, but we made the decision and this year he's been a student. I have been working part time (only 18 hours).

Had no idea how we would manage but somehow we end up with money left in the bank each month - something we never had when we were both earning well (and something that has randomly saved our bacon as the boiler just packed in argh!).

But where I thought there were no more cuts that could be made as we lived frugally anyway lol I have been surprised that somewhere we must have.

Could you be eligible for any help if it's a short term (possibly) thing? Might be worth seeing citizens advice, particularly if you're getting really worked up. Try to relax - easier said than done I know X

Charlee · Apr 6th, 2012, 01:28 AM

So sorry to hear of your money troubles, but as for it affecting your parenting skills, all a baby needs is a warm safe environment with parents/parent that will love it. These fancy toys and clothes are just an extra, good luck on a happy and healthy life with baby x

Apr 5th, 2012, 14:49 PM	#1
Kizzy454 Chat Happy BnB Member Mum&PregAgain Join Date: Jan 2010 Location: Guernsey Country: Posts: 1,628 Thanked others: 136 Thanked 485 times in 407 posts Currently Feeling:	Really worried we arent going to cope (money) Argh.. i only work part time 35.5 hours a week. and my OH works full time but he has a DD from a previous relationship and he has now gotta go through courts for maitanence (his ex has cut her hours down at work so wants a wage top up which means she has to take them to court) ive got to magically find £600 in the next few months (ive only just started work so not had a fully pay and have playschool fees and few bills to pay off) I just dont know how we are going to cope with 3 kids with so little money LO wasnt planned but we wouldnt change it for the world now Any one else stressing about money? xxx __________________
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Apr 5th, 2012, 14:52 PM	#2
leahsbabybump BnB Addict Mummy to 3 Join Date: Mar 2011 Location: South Yorkshire - UK Country: Posts: 9,760 Thanked others: 653 Thanked 2,162 times in 1,984 posts	awww hun thats terrible :-/ is it going to be a long term money issue or will it just be a problem in the interim whilst you get up and running at work and get up to date with bills __________________
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Apr 5th, 2012, 15:00 PM	#3
Kizzy454 Chat Happy BnB Member Mum&PregAgain Join Date: Jan 2010 Location: Guernsey Country: Posts: 1,628 Thanked others: 136 Thanked 485 times in 407 posts Currently Feeling:	hopefully short term but i really dont no i keep having break downs about it
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Apr 5th, 2012, 15:25 PM	#4
leahsbabybump BnB Addict Mummy to 3 Join Date: Mar 2011 Location: South Yorkshire - UK Country: Posts: 9,760 Thanked others: 653 Thanked 2,162 times in 1,984 posts	hiya hun ive pm'd u cos it was rite long and had some personal info in :-) my x sometimes like to stalk what i write in public formuns the weirdo lol
Status: Offline

Apr 5th, 2012, 15:29 PM	#5
rockabillymom Chat Happy BnB Member Punk Rock Mama of 2 Join Date: Oct 2010 Location: Arizona Country: Posts: 1,639 Thanked others: 461 Thanked 437 times in 345 posts Currently Feeling:	Im in the same situation. We had DD number one and were struggling bad for awhile but finally have gotten on our feet only to find out we have DD 2 coming. Im definetly stressing out. We have a small 1 bedroom apartment and are trying to afford a 2 bedroom cottage. Just a matter of really being frugal from now on __________________
Status: Offline

Apr 5th, 2012, 19:39 PM	#6
aegle Active BnB Member Mommy to Isabel Join Date: Jan 2012 Location: Chicago, IL Country: Posts: 736 Thanked others: 96 Thanked 274 times in 197 posts Currently Feeling:	We are... I'm nannying on a PT basis, OH runs his own company, but it's in the early months and isn't making enough to pay the bills. He's getting a FT job to help make up. We're behind on bills, we were both unemployed for a while... He has loans that he owes his family and I've got student loans. We're also paying for his ex's student loans because she left the country with his Dad's cosign on the loan. We live in a tiny studio apartment and we thought for a while that maybe we can move before the baby, but I've realized that's just hope. There's no way we can afford it now. This baby was planned in times that seemed like everything was going to be great. Then deal after deal fell through and we've been left with almost nothing. It's been tough. I wouldn't change it for the world, but I always told myself I'd make sure my children had better standards than I did growing up and it's pretty scary somedays thinking it might not get better. __________________
Status: Offline

Apr 5th, 2012, 20:13 PM	#7
beth30 BnB Addict Momma of 2 Rainbow Boys! Join Date: Jan 2011 Location: West Virginia, USA Country: Posts: 2,658 Thanked others: 656 Thanked 844 times in 726 posts Currently Feeling:	Okay ladies... I know your worries and woes all too well. I've been there, and could be there again at any point in my life. Where there is children and a loving mother, there will always be a way to provide for them financially, maybe not keep up with the best of the best... but there will be a way for them to have what they need. That is just what mothering is all about. __________________
Status: Offline

Apr 5th, 2012, 20:18 PM	#8
pinkandfluffy BnB Addict Pregnant with Number 2! Join Date: Jul 2009 Location: Barnsley, South Yorkshire Country: Posts: 4,355 Thanked others: 1,403 Thanked 1,624 times in 1,469 posts Currently Feeling:	You'll surprise yourself I'm sure, try not to worry and maybe sit down and tell OH you're worried and look at any changes you can make. My DH was miserable in his job an it was really well paid so he didn't feel he could leave it, but we made the decision and this year he's been a student. I have been working part time (only 18 hours). Had no idea how we would manage but somehow we end up with money left in the bank each month - something we never had when we were both earning well (and something that has randomly saved our bacon as the boiler just packed in argh!). But where I thought there were no more cuts that could be made as we lived frugally anyway lol I have been surprised that somewhere we must have. Could you be eligible for any help if it's a short term (possibly) thing? Might be worth seeing citizens advice, particularly if you're getting really worked up. Try to relax - easier said than done I know X __________________
Status: Offline

Apr 6th, 2012, 01:28 AM	#9
Charlee Active BnB Member Lennon born 20/9/2012 Join Date: Jun 2011 Location: North East Country: Posts: 708 Thanked others: 52 Thanked 264 times in 208 posts	So sorry to hear of your money troubles, but as for it affecting your parenting skills, all a baby needs is a warm safe environment with parents/parent that will love it. These fancy toys and clothes are just an extra, good luck on a happy and healthy life with baby x __________________
Status: Offline

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