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Old Jul 3rd, 2010, 10:06 AM   1
bump230910
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Housing Benefit/ Income Support while pregnant?


Hey everyone!
Hoping someone can help me here as i am sooo stressed out

I lost my job end of 2009 and was looking for work. I found out i was pregnant January of this year and was looking for work up untill a few weeks ago but had no luck. I've been on Job Seeker's Allowance, but i'm signing off next week and going onto Income Support.

I live with my parents, but i really can't cope anymore! I need my own space, and so does LO. We argue quite alot so it will not be good for the baby when she arrives.

But the only way i am going to get a house is to move in on my own somewhere. I am just wondering whether you can claim Housing Benefit if you don't already pay rent somewhere (as i'm just living with parents). I have found a house which is around the corner from where i live so i know the area, which is 475pcm. But because baby is not here yet i'm wondering whether they will give me that much? if anything at all? As idealy i would like to move in before LO is born to get everything ready.

But i still don't know how to go about it? Do i just say i will have the house then apply for Housing Benefit? Or do i let them know about the house first and they will sort it out?

I'm new to all this, i'm so confused! It's really making me stress out!!

Any help or advice would be apprieciated, thanks girls xxxxxxxx



 
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Old Jul 3rd, 2010, 10:10 AM   2
caz81
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How old are you? If you are under 25 they will only pay for a room in a shared house for you until baby is born then you will be able to get money for a 2 bedroom flat, otherwise you will get for a 1 bedroom until lo is born. If you have found somewhere you want to rent the council will be able to pay towards your rent if you go and see them. They will have a maximum amount that they will pay per week towards your rent, if the place you find costs more you will have to make up the rest yourself



 
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Old Jul 3rd, 2010, 10:13 AM   3
bump230910
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Ahhh right! thankyou! xx



 
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Old Jul 3rd, 2010, 10:14 AM   4
angels3..
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First of all you have to talk to the landlord and ok with him coz he'd have to wait a few wks for the rent, then you move in and claim asap, if it is adequate for your needs eg only a 2 bed they should pay most if not all of the rent but if it was a 3 bed they wouldn't pay it all hope that helps x



 
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Old Jul 3rd, 2010, 10:21 AM   5
tina_h75
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You might find that the landlord wants the first months rent up front along with the deposit, some landlords ask for 3 months rent with a guarantor if you are claiming housing benefit as well, I know as I have been really struggling to find a place to rent that accepts housing. Check with the landlord to make sure they will accept you and call your neighbourhood office first thing monday morning and they will do a benefits calculation for you so you will know your entitlement. You can apply for help with the costs of deposit and first months rent as well, speak to the benefits department and they will advise you of this. You may find that the housing department will only pay for a 1 bed flat until the baby is born. Hope it works out for you, I know how stressful it is. x



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Old Jul 3rd, 2010, 10:29 AM   6
Jetters
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Hi. Put the postcode of the house you have seen into here to see how much you're entitled to... https://lha-direct.voa.gov.uk/Secure...hType=PostCode

You need to choose the 'shared room' rate if you're under 25, or the 1 bed rate if you are over 25. When Bubs is born you automatically move up into the '2 bed' rate, but until Bubs arrives it will just be the first amount.

No need to tell landlords you're on housing benefit- just get a house (you will need to find your own deposit), and take the contract to your local council office and they will process your claim. Your landlord is never informed you're on benefits as they pay the rent directly to you, two weeks in arrears.

Hope that helps



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Old Jul 3rd, 2010, 11:52 AM   7
queenemsie
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This will also change in April next year as under the new government, they are drastically reducing Housing Benefit rates.



 
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Old Jul 3rd, 2010, 12:19 PM   8
tina_h75
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Quote:
Originally Posted by Jetters View Post
Hi. Put the postcode of the house you have seen into here to see how much you're entitled to... https://lha-direct.voa.gov.uk/Secure...hType=PostCode

You need to choose the 'shared room' rate if you're under 25, or the 1 bed rate if you are over 25. When Bubs is born you automatically move up into the '2 bed' rate, but until Bubs arrives it will just be the first amount.

No need to tell landlords you're on housing benefit- just get a house (you will need to find your own deposit), and take the contract to your local council office and they will process your claim. Your landlord is never informed you're on benefits as they pay the rent directly to you, two weeks in arrears. Hope that helps
I wish someone had told me this, I have lost count of the times I was turned away because I mentioned housing benefit. Could have saved a lot of time and stress.



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Old Jul 3rd, 2010, 13:55 PM   9
Jetters
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^ I hear you!! It's a pain in the ass- I was lucky that a super helpful person at the council ran through EVERY little thing with me



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Old Jul 3rd, 2010, 15:25 PM   10
tessica123
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you dont have to tell them but landlords insurance if different if you work to if you in house all day just like yours would be something to do with if someone in all day every day more chance of accident or claim ect

some landlords can get really mad if you dont tell them asx it can invalidate there buildings claim

council pay 4 weeks in arrears so if you can save the deposit and may be enough for at least 6 weeks rent give landlord 4 then keep 2 just incase it takes council bit longer to sort out mine took 6 weeks

i moved in and waited till id been there about 2 months then i told landlord and although he was not happy as didnt want dss he wasnt going to chuck me out



 
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