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Old Sep 24th, 2008, 11:27 AM   1
scared1
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My findings on benefits for single mothers


Right ladies i said i would post what i found out so here i go - i was like getting blood from a stone but at least i have rough figures in my head (based on this years figures EED is april 09):

Basically i'm not entitled to SMP so after giving up work i would get per week:

117.18 Maternity allowance from the Jobcentre (!) for 39 weeks
18.80 Child Benefit
21.00 Child tax credit

Also:
500.00 Maternity Grant (claim after birth wen i'm getting Mat. Allowance)
100% of my council tax paid (might differ if BD pays matenance)

ALSO: i'm also allowed to work for 10 days during that Maternity allowance and not lose anything,a nd after 13 weeks they may pay the interest on my mortgage

******************************************************
After that if i don't go back to work i can get weekly:

60.50 income support
18.80 Child Benefit
21.00 Child Tax Credit
182.31 Housing Benefit (if private rented accomodation)

ALSO: Council tax paid, 25 heating allowance if temp drops

*******************************************************
If i get a part time job of less that 16 hours a week and min wage i would also get working tax credit and childcare vouchers (up to 80% of the total cost) but i may have to pay a bit towards my council tax

Hope that might help someone else made me feel better



 
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Old Sep 24th, 2008, 15:35 PM   2
Luhweez
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Jesus thats alot! very helpful though !



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Old Sep 24th, 2008, 16:00 PM   3
oxSarahxo
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The amount of "Housing Benefit" all depends on age.

Under 25, if privately rented its called Local Housing Allowance and max is 55 a week. I asked the benefits office what the max a person could get was and they told me exactly that.

It goes up for 25+.

It's still called Housing Benefit if a place is Council Rented.



Don't shoot the messenger, just saying what I was told lol



 
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Old Sep 24th, 2008, 17:20 PM   4
xJG30
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Also not everyone gets the maternity allowance/grant thing.. it depends on your circumstances



 
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Old Sep 25th, 2008, 02:57 AM   5
sweetsammi
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Quote:
If i get a part time job of less that 16 hours a week and min wage i would also get working tax credit and childcare vouchers (up to 80% of the total cost) but i may have to pay a bit towards my council tax
Hello, I'm confused as I went to the jobcentre yesterday and was told I could not claim working tax credit or childcare vouchers unless I worked OVER 16 hours a week.

Problem is u dont qualify for income support if u work over 16 hours x



 
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Old Sep 25th, 2008, 06:35 AM   6
missjacey44
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Quote:
Originally Posted by oxSarahxo View Post
The amount of "Housing Benefit" all depends on age.

Under 25, if privately rented its called Local Housing Allowance and max is 55 a week. I asked the benefits office what the max a person could get was and they told me exactly that.

It goes up for 25+.

It's still called Housing Benefit if a place is Council Rented.



Don't shoot the messenger, just saying what I was told lol
I get full housing benefit.. did so when i was 17 then started working and obviously had to pay but now im out of work i get full housing benefit and council tax paid for me.

Im confused now!



 
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Old Sep 25th, 2008, 08:24 AM   7
scared1
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hmm - well i got as much out of them as i could and they did say they thought there was a way the housing officer could help me keep my mortgage on - which was a surprise as i thought you could only go thru DWP and get interest payments - i have an appointment on the 6th to suss it out

the maternity grant is on your circ's but they advised me to apply a month after the baby is born as i will be on all the benefits - i wouldn't qualifiy if i did it before..



 
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Old Sep 25th, 2008, 09:58 AM   8
Ema
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Your best bet is going to the job centre and booking an appointment with a lone parent adviser, my friend did this when she was 20 weeks preg. And they worked out everything for her and printed out a copy so she knew where she stood on the financial front. So your best doing that as they input personal information rather than across the board information so its worked out exactly to what YOUR entitled too XxX



 
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Old Sep 25th, 2008, 10:02 AM   9
thelilbump
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Just thought i'd mention on the maternity allowance thing if you're entitled to it, thats the maximum you'll get paid. What they do is work out your average weekly earnings from a 13 week test period, then minus 10% and thats how they work out how much to pay you each week.



 
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Old Sep 25th, 2008, 10:09 AM   10
Ju_bubbs
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Are you sure that child tax credit is right? I know I have 3 children, but up until my OH moved in when I was getting the 60 income support I was also getting 135 child tax credit a week, which works out at 45 for each child..



 
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