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Old Dec 7th, 2010, 09:35 AM   1
Equess
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Mat Leave?


Are most of you going to have Maternity Leave from your work
when you have your LO ? I currently dont have work , and my OH would rather me have something that will get mat leave then something that doesnt, as he thinks that with out that, being able to afford a baby would be impossible. Which upsets me because what if I cant find something that offers that? How did you ladies do it?



 
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Old Dec 7th, 2010, 09:54 AM   2
hulahoop09
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Hiya

We arent TTC just yet but both work full time. I will take maternity leave which will be SMP and we will really struggle as after the first 6 weeks I will be on half my pay so we are trying to save some as during some of maternity if we got pregnant now we would be on minus cash some of the months. We are trying to save and as long as we can pay the main bills and essentials for LO then we are happy with that.

HTH


x



 
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Old Dec 7th, 2010, 10:00 AM   3
toffee87
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At the moment I'm assuming mat pay would just be the statutory maternity pay, so we'll be saving as much as possible to cover the loss of income whilst on leave. The aim though, is to get a job which offers more than just s.m.p x



 
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Old Dec 7th, 2010, 10:07 AM   4
hulahoop09
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I work in a GP's surgery and think I only get SMP. Are there jobs that offer more than this?! Where are they likely to be! Lol.

x



 
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Old Dec 7th, 2010, 10:10 AM   5
berniegroves
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If you have been in post for a certain amount of time you would recieve SMP or Maternity Allowance, but after the first 6 weeks this drops considerably.
Not all companies offer Occupational Maternity Pay as this is a big benefit. Though generally jobs within the NHS, councils etc offer this benefit, although that is a generalisation. You could look online, as some company websites have their policies visible so you could do some research.
x



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Old Dec 7th, 2010, 13:24 PM   6
nightkd
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I am not sure how it works in Canada to be honest, but I would just keep an eye out for jobs that interest you and then ask at interview if they offer maternity pay.. I know the maternity leave in the US SUCKS absolute balls, is it better over there?

Even if you end up just saving up while you work, so you have a nice sum to cover you when baby arrives, for at least a good amount of time, that is a start.

Are you actually planning to go back to work after you have baby?

My hubby is the only one that works and we do well on his wage alone...honestly (apart from formula/diapers - breastfeeding and/or cloth diapers will negate that) once you have all the 'big' things (ie crib, bouncer etc - necessities and whatever else you need/want) a baby isn't a huge drain on us financially.

If I had continued breastfeeding, we would have very little to pay out for her at the moment (she is 5 1/2 months now) and we mostly cloth diaper her now...though I have been getting disposables with deals on Amazon - $20 for 140 diapers and using swagbucks amazon gift cards to pay that $20...as we still use those overnight at the moment.

Clothes I've been getting via swaps with other mothers, things of mine that they need, for clothes to fit E now.

I find it pretty easy to be thrifty with a baby.

We are also doing baby-led-weaning, so Evelyn just gets some of OUR food...no paying out for jars of puree.

Anyway, what I'm trying to say is that it's perfectly possible to be thrifty with a baby - they end up costing less than you think (there are so many things people talk about that you don't actually NEED) and so if you get a job without maternity leave/pay, save up a bunch before baby arrives, then you should be able to manage very well - even if you don't go back to work (though it depends on your situation, obviously, you're the best judge of that!)...as long as you don't buy things you don't need/can't afford and do things as thriftily as possible.



 
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Old Dec 7th, 2010, 16:49 PM   7
Equess
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Quote:
Originally Posted by nightkd View Post
I am not sure how it works in Canada to be honest, but I would just keep an eye out for jobs that interest you and then ask at interview if they offer maternity pay.. I know the maternity leave in the US SUCKS absolute balls, is it better over there?

Even if you end up just saving up while you work, so you have a nice sum to cover you when baby arrives, for at least a good amount of time, that is a start.

Are you actually planning to go back to work after you have baby?

My hubby is the only one that works and we do well on his wage alone...honestly (apart from formula/diapers - breastfeeding and/or cloth diapers will negate that) once you have all the 'big' things (ie crib, bouncer etc - necessities and whatever else you need/want) a baby isn't a huge drain on us financially.

If I had continued breastfeeding, we would have very little to pay out for her at the moment (she is 5 1/2 months now) and we mostly cloth diaper her now...though I have been getting disposables with deals on Amazon - $20 for 140 diapers and using swagbucks amazon gift cards to pay that $20...as we still use those overnight at the moment.

Clothes I've been getting via swaps with other mothers, things of mine that they need, for clothes to fit E now.

I find it pretty easy to be thrifty with a baby.

We are also doing baby-led-weaning, so Evelyn just gets some of OUR food...no paying out for jars of puree.

Anyway, what I'm trying to say is that it's perfectly possible to be thrifty with a baby - they end up costing less than you think (there are so many things people talk about that you don't actually NEED) and so if you get a job without maternity leave/pay, save up a bunch before baby arrives, then you should be able to manage very well - even if you don't go back to work (though it depends on your situation, obviously, you're the best judge of that!)...as long as you don't buy things you don't need/can't afford and do things as thriftily as possible.
Thanks very much for the input!



 
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Old Dec 7th, 2010, 17:32 PM   8
Star7890
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My new job offers maternity leave for 9 months, so when we do get pregnant I can have nine months paid leave with baby at 90 percent pay, which is good enough! xx Hope things work out for you!
My job is only part time so maybe you could think about applying for some part time jobs... however remember that they can only give you maternity pay if you have been working there over six months (usually)



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Old Dec 7th, 2010, 17:33 PM   9
PG5K
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I work for local authority so my maternity pay is a lot better than most people. It is still a reduction in wages but I think we will be ok on it. I think mine is 90% of my wage for 6 weeks then it goes to 50% wage + stat maternity pay.

We have also got a lot of savings put aside.

Being a stay at home mom does have its advantages to because you don't have childcare costs, which. Can be very expensive.

I am planning on being a sensible spender as I am very careful with money anyway.



 
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Old Dec 7th, 2010, 20:28 PM   10
bethneebabe
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Ugh. Once again, am envious of everyone across the pond. We only have 8 weeks maternity leave in the US at 50% of pay. Also, my job isn't covered because we have less then 15 people where I work so when I get pregnant, I will probably be let go/my job be given to someone else Not happy.



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