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Old Feb 19th, 2011, 01:45 AM   1
Coconut bird
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change of plan, wtt might be delayed for change of job


I had been wtt until April this year,and before we made that decision I had been looking for another job, because I work for a lot less money than i could earn (a long story). Anyway, when we decided to wtt till April I stopped looking for other jobs. Now OH has said that I should still be looking and as soon as I.get a new job we can try for a baby. I know that you have to be in a job 6 months before you can get maternity pay, but I feel unsure about trying to start a new job and try for a baby. I work as a lawyer. If anyone had any advice, I would be really grateful. I think OH thinks that even if I just work for 6 months on a lot more money, this would really help financially when we have a baby.



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Old Feb 19th, 2011, 02:42 AM   2
HollieQ
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I went through a similar thing. Do your feelings and urge for a baby outweight the financial worries? Because mine started to and that's how I came to my decision.

Your dh is right, even if you get pregnant straight up, you'll earn a good 6 months decent wage which could easily keep you going, if you have your dh to support you financially to then i personally don't see a problem and you should just go for it! The well paid job will still be there for you to return to. You're trained up now, for me my aim was to get trained up first (7 years eek! I'm 28 now) then have babies then return to my career to earn some good money for my kids.

I'm self employed, i always thought i'd get a full-time paye job so i get maternity benefits before we try for a baby, but tbh i earn so much more being self employed that I honestly feel i can easily take a year off to have a baby with the crappy 100 a week stat maternity pay or whatever it is, (I earn more than that in well under a day lol!) I also have my dh who has a decent job too. I honestly wouldn't worry too much about the maternity benefits, just go with your heart.

People bring up babies on nothing nowadays and cope xxx



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Old Feb 19th, 2011, 03:53 AM   3
MummytoSummer
 
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Hey hun, only you and your dh can ultimately make that decision and only you know whether you 'need' for you to be earning a lot more money right now.
When we made the decision to ttc I'd just been made redundant but we decided to carry on with ttc, I had an interview and got the job and by the time I started I was already 3 and half months pregnant (a very long vetting process)! We were never worried about me being entitled to the maternity benefits so that didn't worry me. Even if I worked there before I fell pregnant I would only be entitled to their maternity pay once I'd worked there for a year so don't assume you'll only need to be working somewhere 6 months before you're entitled to it. All companies can have a different qualifying period. I guess it depends how important it is for you to get the contractual pay.

For me personally I'm really glad we didn't delay ttc until I found a new job, I ended up with everything I wanted. A good job to go back to part time and my beautiful baby!

If you financial situation outweighs your want for a baby then I'd say wait and hold out for a better job, but if that's not the be all and end all then I'd say go with your original plan to try in April!

Good luck!

X



 
Old Feb 19th, 2011, 03:54 AM   4
MummytoSummer
 
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Hey hun, only you and your dh can ultimately make that decision and only you know whether you 'need' for you to be earning a lot more money right now.
When we made the decision to ttc I'd just been made redundant but we decided to carry on with ttc, I had an interview and got the job and by the time I started I was already 3 and half months pregnant (a very long vetting process)! We were never worried about me being entitled to the maternity benefits so that didn't worry me. Even if I worked there before I fell pregnant I would only be entitled to their maternity pay once I'd worked there for a year so don't assume you'll only need to be working somewhere 6 months before you're entitled to it. All companies can have a different qualifying period. I guess it depends how important it is for you to get the contractual pay.

For me personally I'm really glad we didn't delay ttc until I found a new job, I ended up with everything I wanted. A good job to go back to part time and my beautiful baby!

If you financial situation outweighs your want for a baby then I'd say wait and hold out for a better job, but if that's not the be all and end all then I'd say go with your original plan to try in April!

Good luck!

X



 
Old Feb 20th, 2011, 10:56 AM   5
Coconut bird
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Thank you ladies, that has made me feel more positive about things! I think I am just going to go with the flow and see what happens!



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Old Feb 20th, 2011, 13:22 PM   6
MrsRH
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you will get SMP in your new job as long as you are NOT pregnant before starting.

You may have to work for 6-12m, depending on your contract, before getting an enhanced mat package.

xxx



 
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Old Feb 20th, 2011, 15:55 PM   7
i want it all
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As long as you work for 26 weeks out of 66 weeks (I think) you would still be entitled to maternity allowance, which is the same amount as SMP, but you do not pay tax on it. SMP is taxable!



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Old Feb 21st, 2011, 01:27 AM   8
blueeyedgirl1
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The length of time you need to work for a company without being pregnant in order to qualify for their enhanced maternity pay schemes (if they even have one) varies for each company.

My current employer doesn't pay out enhanced maternity pay unless you've been working for them for a at least a year by the time you're 26 weeks. The employer I'd *like* to work for has the policy that you can't be pregnant for the first week of your employment with them, but would pay out if you announced you were 12 weeks after working for them for 13 weeks, say. They, however, stipulate that you have to come back to work for them for a minimum of three months after your ML ends. My current employer doesn't.

Each company's different. It's hard to find out what their mat policies are without blatantly asking for them but it's worth trying.



 
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Old Feb 21st, 2011, 01:45 AM   9
HollieQ
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Now, more than ever, I bet companys will do a lot to get out of paying mat pay, especially smaller companys...what with us still getting out of recession



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Old Feb 21st, 2011, 08:12 AM   10
Coconut bird
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This is strange, I had a look at my employment contract and also the staff handbook and nowhere does it say what the company maternity pay is! It just says that they will provide more info when you tell them you are pregnant. So, the only way I can find out is if I ask someone at work which will make it obvious. I reckon that they might not pay it now because of the recession. Hmph!



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