child tax credit childcare element

hulahoop09 · Jan 19th, 2013, 18:26 PM

Hiya

Atm we dont get ctc and lo isnt in childcare. We are ttc no.2 and both may possibly have to go into childcare. The one we would send them you can pay the fees weekly. If I were to put both in say from july 2014 as it stands(likely will change) we will pay approx 350pm towards childcare ctc would pay the rest. Now I would struggle paying my share the first month as will be on smp so will need to work out how we will afford that. At what point do I start claiming for childcare? It is allowed to notify them in advance when childcare will begin so to get payment to pay the nursery? I will struggle to afford my share the first month never mind paying it all til they process my claim. Lol.

Xx

Mrs.S. · Jan 21st, 2013, 14:02 PM

hiya.

no you can't get money from ctc in advance. the will only let you claim once they start at nursery so on the day they start you phone and claim and they will process it from that day x

hulahoop09 · Jan 21st, 2013, 14:09 PM

Well that sucks seeing as it will likely take them 2 months to sort it and I cant afford 1k a month working full time never mind when I will be going back after maternity. Aaaarrrrggghhh. How do peoe who cant afford it do it while waiting for ctc? Lol.

Xx

ILoveShoes · Jan 21st, 2013, 14:14 PM

Will you be entitled to the childcare element?
I'm only asking because we aren't entitled to it.
My LO is in nursery for 2 days per week, and it costs us around £300 per month.
xx

hulahoop09 · Jan 21st, 2013, 14:20 PM

Yes atm we would be entitled to approx 700pm. Obviously that will likely decrease. Fees will be over 1k per month. They will be in childcare 3 1/2 days per week

Xx

ILoveShoes · Jan 21st, 2013, 14:21 PM

Wow. I hope you don't mind me asking, but what is your monthly income please?
Please don't feel like you have to tell me though.
xx

hulahoop09 · Jan 21st, 2013, 14:25 PM

We earn about 28k between us. Xx

ILoveShoes · Jan 21st, 2013, 14:28 PM

Thank you xx

suzib76 · Jan 22nd, 2013, 03:37 AM

I know it doesn't help but anytime I have made changes to my tax credits claim it has been processed within days, not months. Maybe you could have a word with the nursery and make weekly payments until you get ahead of yourself - also when second lo arrives you will prob get more ctc so will have a it extra to maybe put some away every week towards the nursery when the time comes. Another option is to slightly stagger them starting nursery if possible

hulahoop09 · Jan 22nd, 2013, 03:57 AM

Thanks. Atm we dont get any ctc and if have a 2nd lo we will get approx 50pm which we would need to keep to one side for nursery anyway. Our lo atm may not be able to be taken care of by grandparent sooner than i thougt so gosh knows what we are gonna do. I was hoping to pay of some debt by july so when maternity comes wont be dfficult but looks like we have a possibility we may end up minus each mnth. I could cry

!

Jan 19th, 2013, 18:26 PM	#1
hulahoop09 Mum (Mom) BnB Elite Join Date: Nov 2010 Location: West Midlands, UK Posts: 11,075	child tax credit childcare element Hiya Atm we dont get ctc and lo isnt in childcare. We are ttc no.2 and both may possibly have to go into childcare. The one we would send them you can pay the fees weekly. If I were to put both in say from july 2014 as it stands(likely will change) we will pay approx 350pm towards childcare ctc would pay the rest. Now I would struggle paying my share the first month as will be on smp so will need to work out how we will afford that. At what point do I start claiming for childcare? It is allowed to notify them in advance when childcare will begin so to get payment to pay the nursery? I will struggle to afford my share the first month never mind paying it all til they process my claim. Lol. Xx

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Jan 21st, 2013, 14:02 PM	#2
Mrs.S. Mum (Mom) Active BnB Member Join Date: Nov 2011 Location: scotland Posts: 79	hiya. no you can't get money from ctc in advance. the will only let you claim once they start at nursery so on the day they start you phone and claim and they will process it from that day x

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Jan 21st, 2013, 14:09 PM	#3
hulahoop09 Mum (Mom) BnB Elite Join Date: Nov 2010 Location: West Midlands, UK Posts: 11,075	Well that sucks seeing as it will likely take them 2 months to sort it and I cant afford 1k a month working full time never mind when I will be going back after maternity. Aaaarrrrggghhh. How do peoe who cant afford it do it while waiting for ctc? Lol. Xx

Status: Online

Jan 21st, 2013, 14:14 PM	#4
ILoveShoes Mum (Mom) BnB Addict Join Date: Apr 2009 Location: UK Posts: 5,973	Will you be entitled to the childcare element? I'm only asking because we aren't entitled to it. My LO is in nursery for 2 days per week, and it costs us around £300 per month. xx

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Jan 21st, 2013, 14:20 PM	#5
hulahoop09 Mum (Mom) BnB Elite Join Date: Nov 2010 Location: West Midlands, UK Posts: 11,075	Yes atm we would be entitled to approx 700pm. Obviously that will likely decrease. Fees will be over 1k per month. They will be in childcare 3 1/2 days per week Xx

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Jan 21st, 2013, 14:21 PM	#6
ILoveShoes Mum (Mom) BnB Addict Join Date: Apr 2009 Location: UK Posts: 5,973	Wow. I hope you don't mind me asking, but what is your monthly income please? Please don't feel like you have to tell me though. xx

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Jan 21st, 2013, 14:25 PM	#7
hulahoop09 Mum (Mom) BnB Elite Join Date: Nov 2010 Location: West Midlands, UK Posts: 11,075	We earn about 28k between us. Xx

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Jan 21st, 2013, 14:28 PM	#8
ILoveShoes Mum (Mom) BnB Addict Join Date: Apr 2009 Location: UK Posts: 5,973	Thank you xx

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Jan 22nd, 2013, 03:37 AM	#9
suzib76 Mum (Mom) BnB Addict Join Date: Oct 2009 Location: x scotland x Posts: 6,663	I know it doesn't help but anytime I have made changes to my tax credits claim it has been processed within days, not months. Maybe you could have a word with the nursery and make weekly payments until you get ahead of yourself - also when second lo arrives you will prob get more ctc so will have a it extra to maybe put some away every week towards the nursery when the time comes. Another option is to slightly stagger them starting nursery if possible

Status: Offline

Jan 22nd, 2013, 03:57 AM	#10
hulahoop09 Mum (Mom) BnB Elite Join Date: Nov 2010 Location: West Midlands, UK Posts: 11,075	Thanks. Atm we dont get any ctc and if have a 2nd lo we will get approx 50pm which we would need to keep to one side for nursery anyway. Our lo atm may not be able to be taken care of by grandparent sooner than i thougt so gosh knows what we are gonna do. I was hoping to pay of some debt by july so when maternity comes wont be dfficult but looks like we have a possibility we may end up minus each mnth. I could cry!

Status: Online

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