Atm we dont get ctc and lo isnt in childcare. We are ttc no.2 and both may possibly have to go into childcare. The one we would send them you can pay the fees weekly. If I were to put both in say from july 2014 as it stands(likely will change) we will pay approx 350pm towards childcare ctc would pay the rest. Now I would struggle paying my share the first month as will be on smp so will need to work out how we will afford that. At what point do I start claiming for childcare? It is allowed to notify them in advance when childcare will begin so to get payment to pay the nursery? I will struggle to afford my share the first month never mind paying it all til they process my claim. Lol.
Well that sucks seeing as it will likely take them 2 months to sort it and I cant afford 1k a month working full time never mind when I will be going back after maternity. Aaaarrrrggghhh. How do peoe who cant afford it do it while waiting for ctc? Lol.
I know it doesn't help but anytime I have made changes to my tax credits claim it has been processed within days, not months. Maybe you could have a word with the nursery and make weekly payments until you get ahead of yourself - also when second lo arrives you will prob get more ctc so will have a it extra to maybe put some away every week towards the nursery when the time comes. Another option is to slightly stagger them starting nursery if possible
Thanks. Atm we dont get any ctc and if have a 2nd lo we will get approx 50pm which we would need to keep to one side for nursery anyway. Our lo atm may not be able to be taken care of by grandparent sooner than i thougt so gosh knows what we are gonna do. I was hoping to pay of some debt by july so when maternity comes wont be dfficult but looks like we have a possibility we may end up minus each mnth. I could cry!
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