Can I ask an intrusive question to anyone with debt?....

shirlls · Feb 12th, 2013, 08:57 AM

How much debt do you have? I don't mean mortgage as although that is a debt, I am talking about credit cards, loans, overdrafts, etc.

I owe £500 credit card from my wedding, and I am paying off a £1200 loan from the bank to help me take a wee while longer on mat leave to be with LO. I also occasionally dip into overdraft before pay day. Really gets me down. I was just wondering what debt other people have, sorry to be nosy!

ferens06 · Feb 12th, 2013, 11:06 AM

About £2600 if you exclude student loan. £2000 student overdraft that I'm still always in, a £200 overdraft account, £200 next account and £200 on a credit card.

My student loan is about £6500.

Jaysmummy · Feb 12th, 2013, 12:44 PM

£2000 credit card and just over £1000 in other debts that we fell behind with a couple of years ago.

Xx

Vesta · Feb 12th, 2013, 13:36 PM

Excluding mortgage and student loan I personally have £0 of debt. :-) Although my husband has a car loan with about £3000 left.

Mrs.S. · Feb 12th, 2013, 13:57 PM

excluding student loan I have about 2400 on credit card, about 4000 left for car finance & about 60 on my next card x

My_First · Feb 13th, 2013, 03:41 AM

I was silly with money about 10 years ago and it caused some serious credit problems, therefore nowadays I refuse to credit anything same as my oh, so aside from the house 0 debt.

MadameJ · Feb 13th, 2013, 04:05 AM

Between us ... OH student loan aprox £2000 , credit card £89.54 ,studio catalog £41.99, sofa finance aprox £600 left and very catalog £75ish.

All will get paid off on next pay day barr the student loan /sofa finance ofcourse

I think for the mess we were in 4 years ago I think a little debt is healthy.

mammy2oaklen · Feb 13th, 2013, 04:46 AM

Way too much i have two loans with a year left they are £115 per month (was a 3500 loan over 3yrs) & £84 per month (was a £2000 loan over 3yrs) also last payment on my wedding loan is next month for £158 (5000 over 3yrs) i owe £500 on next account will be paid next month it was a pram for new baby. And dh has two credit cards with about 1000 on each. Dh gets a bonus end of march and credit cards will be paid off then. We more than manage to pay them and im a sahm so dont really worry about how many i have as long as they get paid

Jaysmummy · Feb 13th, 2013, 06:53 AM

Oh I forgot about our car loan

that's about another £4000

mrstrouble · Feb 13th, 2013, 10:37 AM

I owe about $6000 on my student loan. I owed nearly $15000 in student loans, overdrafted credit cards and bank accounts, etc. three years ago. With some hard work (and luck in getting a higher paying job) I was able to eat away at it bit by bit...don't let it get you depressed!

Feb 12th, 2013, 08:57 AM	#1
shirlls Mum (Mom) Chat Happy BnB Member Join Date: Jul 2011 Posts: 1,107	Can I ask an intrusive question to anyone with debt?.... How much debt do you have? I don't mean mortgage as although that is a debt, I am talking about credit cards, loans, overdrafts, etc. I owe £500 credit card from my wedding, and I am paying off a £1200 loan from the bank to help me take a wee while longer on mat leave to be with LO. I also occasionally dip into overdraft before pay day. Really gets me down. I was just wondering what debt other people have, sorry to be nosy!

Status: Offline

Feb 12th, 2013, 11:06 AM	#2
ferens06 Mum (Mom) BnB Addict Join Date: Jul 2010 Location: Manchester (and they charge us for water!) Posts: 6,259	About £2600 if you exclude student loan. £2000 student overdraft that I'm still always in, a £200 overdraft account, £200 next account and £200 on a credit card. My student loan is about £6500.

Status: Online

Feb 12th, 2013, 12:44 PM	#3
Jaysmummy Mum (Mom) BnB Addict Join Date: Jun 2011 Location: Birmingham, UK Posts: 3,429	£2000 credit card and just over £1000 in other debts that we fell behind with a couple of years ago. Xx

Status: Offline

Feb 12th, 2013, 13:36 PM	#4
Vesta Mum (Mom) Chat Happy BnB Member Join Date: Mar 2009 Location: Yorkshire Posts: 1,430	Excluding mortgage and student loan I personally have £0 of debt. :-) Although my husband has a car loan with about £3000 left.

Status: Offline

Feb 12th, 2013, 13:57 PM	#5
Mrs.S. Mum (Mom) Active BnB Member Join Date: Nov 2011 Location: scotland Posts: 79	excluding student loan I have about 2400 on credit card, about 4000 left for car finance & about 60 on my next card x

Status: Offline

Feb 13th, 2013, 03:41 AM	#6
My_First Mum (Mom) BnB Addict Join Date: Jul 2010 Location: Reading Posts: 2,874	I was silly with money about 10 years ago and it caused some serious credit problems, therefore nowadays I refuse to credit anything same as my oh, so aside from the house 0 debt.

Status: Offline

Feb 13th, 2013, 04:05 AM	#7
MadameJ Mum (Mom) Active BnB Member Join Date: Jul 2010 Location: Scotland Posts: 523	Between us ... OH student loan aprox £2000 , credit card £89.54 ,studio catalog £41.99, sofa finance aprox £600 left and very catalog £75ish. All will get paid off on next pay day barr the student loan /sofa finance ofcourse I think for the mess we were in 4 years ago I think a little debt is healthy.

Status: Offline

Feb 13th, 2013, 04:46 AM	#8
mammy2oaklen Mum (Mom) Chat Happy BnB Member Join Date: Feb 2012 Location: south wales Posts: 1,198	Way too much i have two loans with a year left they are £115 per month (was a 3500 loan over 3yrs) & £84 per month (was a £2000 loan over 3yrs) also last payment on my wedding loan is next month for £158 (5000 over 3yrs) i owe £500 on next account will be paid next month it was a pram for new baby. And dh has two credit cards with about 1000 on each. Dh gets a bonus end of march and credit cards will be paid off then. We more than manage to pay them and im a sahm so dont really worry about how many i have as long as they get paid

Status: Offline

Feb 13th, 2013, 06:53 AM	#9
Jaysmummy Mum (Mom) BnB Addict Join Date: Jun 2011 Location: Birmingham, UK Posts: 3,429	Oh I forgot about our car loan that's about another £4000

Status: Offline

Feb 13th, 2013, 10:37 AM	#10
mrstrouble Mum (Mom) Active BnB Member Join Date: Apr 2012 Location: Turkey! Posts: 682	I owe about $6000 on my student loan. I owed nearly $15000 in student loans, overdrafted credit cards and bank accounts, etc. three years ago. With some hard work (and luck in getting a higher paying job) I was able to eat away at it bit by bit...don't let it get you depressed!

Status: Offline

User Name		Remember Me?
Password