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Old Feb 12th, 2013, 08:57 AM   1
shirlls
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Can I ask an intrusive question to anyone with debt?....


How much debt do you have? I don't mean mortgage as although that is a debt, I am talking about credit cards, loans, overdrafts, etc.

I owe £500 credit card from my wedding, and I am paying off a £1200 loan from the bank to help me take a wee while longer on mat leave to be with LO. I also occasionally dip into overdraft before pay day. Really gets me down. I was just wondering what debt other people have, sorry to be nosy!



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Old Feb 12th, 2013, 11:06 AM   2
ferens06
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About £2600 if you exclude student loan. £2000 student overdraft that I'm still always in, a £200 overdraft account, £200 next account and £200 on a credit card.

My student loan is about £6500.



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Old Feb 12th, 2013, 12:44 PM   3
Jaysmummy
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£2000 credit card and just over £1000 in other debts that we fell behind with a couple of years ago.

Xx



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Old Feb 12th, 2013, 13:36 PM   4
Vesta
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Excluding mortgage and student loan I personally have £0 of debt. :-) Although my husband has a car loan with about £3000 left.



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Old Feb 12th, 2013, 13:57 PM   5
Mrs.S.
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excluding student loan I have about 2400 on credit card, about 4000 left for car finance & about 60 on my next card x



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Old Feb 13th, 2013, 03:41 AM   6
My_First
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I was silly with money about 10 years ago and it caused some serious credit problems, therefore nowadays I refuse to credit anything same as my oh, so aside from the house 0 debt.



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Old Feb 13th, 2013, 04:05 AM   7
MadameJ
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Between us ... OH student loan aprox £2000 , credit card £89.54 ,studio catalog £41.99, sofa finance aprox £600 left and very catalog £75ish.

All will get paid off on next pay day barr the student loan /sofa finance ofcourse

I think for the mess we were in 4 years ago I think a little debt is healthy.



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Old Feb 13th, 2013, 04:46 AM   8
mammy2oaklen
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Way too much i have two loans with a year left they are £115 per month (was a 3500 loan over 3yrs) & £84 per month (was a £2000 loan over 3yrs) also last payment on my wedding loan is next month for £158 (5000 over 3yrs) i owe £500 on next account will be paid next month it was a pram for new baby. And dh has two credit cards with about 1000 on each. Dh gets a bonus end of march and credit cards will be paid off then. We more than manage to pay them and im a sahm so dont really worry about how many i have as long as they get paid



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Old Feb 13th, 2013, 06:53 AM   9
Jaysmummy
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Oh I forgot about our car loan that's about another £4000



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Old Feb 13th, 2013, 10:37 AM   10
mrstrouble
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I owe about $6000 on my student loan. I owed nearly $15000 in student loans, overdrafted credit cards and bank accounts, etc. three years ago. With some hard work (and luck in getting a higher paying job) I was able to eat away at it bit by bit...don't let it get you depressed!



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