Ive got a 12 week old baby and waited till the 11th week to send of his child benefit form and apply for child tax. The reason i did this is because we are really struggling financially, my husband works but I thought by waiting 3 months to apply i would get a nice lump sum just before christmas so I would be a little stress free. However, ive just read that you can only get backdated a month for child tax credits !!! If i had known this i would have claimed straight away and not have left it. Question is does anyone know if they would back date it to the day he was born (19.5.16) or would they definitely only go back a month. I was so relying on this back dated money for christmas. I feel physically sick.
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