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Old Dec 6th, 2011, 08:38 AM   1
Jaz_
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new child tax credits for 2012!!!!!


WOT THE FU*K!!!

Ok mite b a bit behind the times here but i just looked at the changes to tax credits from 2012 an the income limit for couples has gone down from 41,300 to 27,000!!!!!!!!!!!!!!!!!!!!!!!!!

so bacially unless ur household income is below 27,000 u r goint to be entitled to nothing!!!!!!?????

If this is wrong then please tell me i really hope to god it is, becasue this would mean no help to childcare costs r nethin!!!!!!??????



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Old Dec 6th, 2011, 08:43 AM   2
nugget80
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think the income limits are higher to get help with childcare... know they are at the moment anyway. am hoping they are next year to as i will be training and won't even get paid enough to cover my childcare...!



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Old Dec 6th, 2011, 08:46 AM   3
Jaz_
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ur household income has to be below 27,000 for next year or you wont be entitled to anything, its a fu*king joke!



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Old Dec 6th, 2011, 08:54 AM   4
Louppey
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I'm probably going to be viewed as a bitch for saying this, but why have a child if you know you can't afford to support them without benefits?

I waited until I was in a financially stable position to have a baby, that meant I had to wait til I was 29. I hated waiting, but imo it was the right thing to do. I couldn't have afforded a baby before then.

Flame me down now!



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Old Dec 6th, 2011, 09:04 AM   5
hulahoop09
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We get 545 a year at the moment but from April will get 37 a year because we have 1 child. I will tell them to stick it. We would get approx 200 childcare help but not sure from april. If less than this then I cant afford to work or not work!!

We can afford a child and my dad was going to watch lo when I go back to work but now they are moving away so we have to put her in childcare which has totally screwed us up either way. I got told by many that if everyone waited until they were financially ready then you may never have children. They say you just some how manage. I am 28 now.

xx



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Old Dec 6th, 2011, 09:08 AM   6
xxClaire_24xx
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yeah you need to earn less than 27k to get anything



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Old Dec 6th, 2011, 09:12 AM   7
hulahoop09
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http://www.bbc.co.uk/news/10416333

I dont get where it mentions the tapered off bit for the family element (which is all we get at the moment). How does that work? I am going back hopefully 27 hours a week - our total joint income will be 26586 (if hubby gets 1k yearly payrise this will be 27586).

xx



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Old Dec 6th, 2011, 09:22 AM   8
tina_h75
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Quote:
Originally Posted by Louppey View Post
I'm probably going to be viewed as a bitch for saying this, but why have a child if you know you can't afford to support them without benefits?

I waited until I was in a financially stable position to have a baby, that meant I had to wait til I was 29. I hated waiting, but imo it was the right thing to do. I couldn't have afforded a baby before then.

Flame me down now!
In an ideal world maybe you would be right but for some people, their circumstances change beyond their control. I never expected I would end up as a single mom on benefits. When I started my family I was married and had a good job but now my husband has left me and I can't afford to work because the cost of childcare for 3 pre-schoolers in comparison to what I would earn makes it impossible to work.



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Old Dec 6th, 2011, 09:28 AM   9
Louppey
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Quote:
Originally Posted by tina_h75 View Post
Quote:
Originally Posted by Louppey View Post
I'm probably going to be viewed as a bitch for saying this, but why have a child if you know you can't afford to support them without benefits?

I waited until I was in a financially stable position to have a baby, that meant I had to wait til I was 29. I hated waiting, but imo it was the right thing to do. I couldn't have afforded a baby before then.

Flame me down now!
In an ideal world maybe you would be right but for some people, their circumstances change beyond their control. I never expected I would end up as a single mom on benefits. When I started my family I was married and had a good job but now my husband has left me and I can't afford to work because the cost of childcare for 3 pre-schoolers in comparison to what I would earn makes it impossible to work.
Well that's completely different. I was referring to people who think about what benefits they're going to be entitled to before they're even pregnant etc. Sadly I do know people like that

But I didn't post that to cause an argument anyway, it's just my opinion. I don't know the OP's situation, that could be how it's happened for her and if it is i'm sorry for her.



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Old Dec 6th, 2011, 09:51 AM   10
nugget80
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We are not entitled to anything anyway but hoping we may get something towards childcare next year as I will either be at uni or training and therefore earning very little so I would have to rely on oh to help with chilcare from his wages! The only thing I find a little annoying is that we earn just above thresholds which is fine BUT oh loses over a third of wages through tax pension and student loan before the money hits the bank!



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