Child Care and working?

Discussion in 'General Chatter' started by hypnorm, Jul 3, 2007.

  1. hypnorm

    hypnorm Well-Known Member

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    Help,
    We are having trouble financially at the moment, and i am thinking of going back to work to try and help our situation, but i dont know what happens when you do.

    Obvioulsy i would need to put Ewan in to a nursery which is going to cost,
    Do you get any help towards cost from tax credits, as if i go back to work and get no help then i will be in a no better situation. basically working to keep ewan in nursery?? I'd only probably be working part time, (3 full days if i can get that)

    Bloody credit cards should be banned!

    Help
     
  2. Jo

    Jo I'm an old bag!

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    I think depending what you work you can get upto 70% of fees paid but don't know quite how it works
    this site might help you, it has other links etc...
    https://www.childcarelink.gov.uk/index.asp
    Good luck hun
    xx
     
  3. ablaze

    ablaze lucky mum of one of each!

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    i basically work an it pays childcare, i only work 4 my sanity! i work 16 hours over 3 days, i get help 4m tax creds, but am financially no better off
     
  4. paradysso

    paradysso Well-Known Member

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    if u work over 16 hours u get 70% of the child care paid for. our child minder is only £3 an hour, so from my wage i still get good money after paying that
     
  5. KX

    KX Well-Known Member

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    The more u earn the less u get. U can phone them up and ask for a calculation, but its not that accurate tbh.

    Good luck whatever u decide x
     
  6. Imi

    Imi .

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    Found we were better off with our option than nursery ...

    when i go back to work i worked to pay fee's that was it ... STUPID isn't it!

    Hope you manage to find a solution soon hun, its not easy i know

    xxx
     
  7. Lauz_1601

    Lauz_1601 Well-Known Member

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    Have you thought about getting a job in the evening, that way your OH can look after Ewan and you dont need to worry about childcare
     
  8. hypnorm

    hypnorm Well-Known Member

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    Yeah have thought about it but it would n't work as i never know what time hubby is getting home and it would mean we would never see each other. he goes out a t 6am and often not home till 8pm.
    I could do nights but that still wouldnt work..
    He would like to move to scotland as we would actually make a profit selling our house and clear mosst of our depts.
     
  9. RachieH

    RachieH Well-Known Member

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    Hypernorm

    I have just been explaining in another thread about Council Subsidised funding for approved childcare providers in some areas.
    Check the Website for you local Council. Some councils will subsidise local approved childcare facilities. There is a nursery in my area that runs Monday to Friday 9:30am - 12:30pm and costs just £5.50 per week! - You have to pack your childs lunch, but they provide toast at 10am. You can take your child any of the 5 days they choose and you don't have to stay with them. Your child doesn't have to be potty trained either - So maybe you could work a few hours each day without childcare costs breaking the bank.

    Hopefully there is something similar in your area!
     
  10. beanie

    beanie Well-Known Member

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    how do you get this. I work 18 and a half hours and don't get anyhting towards my childcare. Have I missed something???
     
  11. Jo

    Jo I'm an old bag!

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    Beanie i think there is a form to fill out on your tax credits
     
  12. Dionne

    Dionne Well-Known Member

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    it depends how much you earn - more you earn less you get.

    i though it was as lonng as you and your partner topgether earn under 30k you get it?

    not alot but still somehting

    have you told tax credits Seren goes to a nursery?

    70% is the higest they will pay and less and less the more you earn
     
  13. beanie

    beanie Well-Known Member

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    Ahh we earn more then 30k so that must be it. Miss it by 2k.
     
  14. Dionne

    Dionne Well-Known Member

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  15. Dionne

    Dionne Well-Known Member

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    30k is a guess though might not be right. worth asking them if your intitled i imagine with baby no.2 you should get help
     
  16. Imi

    Imi .

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    Just done thatDionne and it says im entitled to £1200 i only get £800 lmfao

    xxx
     
  17. Dionne

    Dionne Well-Known Member

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    really? try calling them i know the online is estimated but thats a bit of a difference lol
     
  18. Jo

    Jo I'm an old bag!

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    wow Dionne thanks
    according to that i should get £50 more a month than what i am getting!!!
     
  19. RachieH

    RachieH Well-Known Member

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    Beanie me and Hubby earn £48K but still get a small contribution towards childcare costs - It depends on how much you pay in Childcare costs as well.
    -You can earn up to £50K to be eligible for Child Tax credits and Childcare contributions.
     
  20. Dionne

    Dionne Well-Known Member

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    really that good then :)

    i would get on to it then beanie,nothing to loose.
     

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