Child Care and working?

[hypnorm]

Help,
We are having trouble financially at the moment, and i am thinking of going back to work to try and help our situation, but i dont know what happens when you do.

Obvioulsy i would need to put Ewan in to a nursery which is going to cost,
Do you get any help towards cost from tax credits, as if i go back to work and get no help then i will be in a no better situation. basically working to keep ewan in nursery?? I'd only probably be working part time, (3 full days if i can get that)

Bloody credit cards should be banned!

Help

 

[Jo]

I think depending what you work you can get upto 70% of fees paid but don't know quite how it works
this site might help you, it has other links etc...
https://www.childcarelink.gov.uk/index.asp
Good luck hun
xx

 

[ablaze]

i basically work an it pays childcare, i only work 4 my sanity! i work 16 hours over 3 days, i get help 4m tax creds, but am financially no better off

 

[paradysso]

if u work over 16 hours u get 70% of the child care paid for. our child minder is only £3 an hour, so from my wage i still get good money after paying that

 

[KX]

The more u earn the less u get. U can phone them up and ask for a calculation, but its not that accurate tbh.

Good luck whatever u decide x

 

[Imi]

Found we were better off with our option than nursery ...

when i go back to work i worked to pay fee's that was it ... STUPID isn't it!

Hope you manage to find a solution soon hun, its not easy i know

xxx

 

[Lauz_1601]

Have you thought about getting a job in the evening, that way your OH can look after Ewan and you dont need to worry about childcare

 

[hypnorm]

Yeah have thought about it but it would n't work as i never know what time hubby is getting home and it would mean we would never see each other. he goes out a t 6am and often not home till 8pm.
I could do nights but that still wouldnt work..
He would like to move to scotland as we would actually make a profit selling our house and clear mosst of our depts.

 

[RachieH]

Hypernorm

I have just been explaining in another thread about Council Subsidised funding for approved childcare providers in some areas.
Check the Website for you local Council. Some councils will subsidise local approved childcare facilities. There is a nursery in my area that runs Monday to Friday 9:30am - 12:30pm and costs just £5.50 per week! - You have to pack your childs lunch, but they provide toast at 10am. You can take your child any of the 5 days they choose and you don't have to stay with them. Your child doesn't have to be potty trained either - So maybe you could work a few hours each day without childcare costs breaking the bank.

Hopefully there is something similar in your area!

 

[beanie]

if u work over 16 hours u get 70% of the child care paid for. our child minder is only £3 an hour, so from my wage i still get good money after paying that

how do you get this. I work 18 and a half hours and don't get anyhting towards my childcare. Have I missed something???

 

[Jo]

Beanie i think there is a form to fill out on your tax credits

 

[Dionne]

how do you get this. I work 18 and a half hours and don't get anyhting towards my childcare. Have I missed something???

it depends how much you earn - more you earn less you get.

i though it was as lonng as you and your partner topgether earn under 30k you get it?

not alot but still somehting

have you told tax credits Seren goes to a nursery?

70% is the higest they will pay and less and less the more you earn

 

[beanie]

Ahh we earn more then 30k so that must be it. Miss it by 2k.

 

[Dionne]

fill this out will give an estimation
https://www.taxcredits.inlandrevenue.gov.uk/Qualify/DIQHousehold.aspx

 

[Dionne]

Ahh we earn more then 30k so that must be it. Miss it by 2k.

30k is a guess though might not be right. worth asking them if your intitled i imagine with baby no.2 you should get help

 

[Imi]

Just done thatDionne and it says im entitled to £1200 i only get £800 lmfao

xxx

 

[Dionne]

really? try calling them i know the online is estimated but thats a bit of a difference lol

 

[Jo]

wow Dionne thanks
according to that i should get £50 more a month than what i am getting!!!

 

[RachieH]

Beanie me and Hubby earn £48K but still get a small contribution towards childcare costs - It depends on how much you pay in Childcare costs as well.
-You can earn up to £50K to be eligible for Child Tax credits and Childcare contributions.

 

[Dionne]

Beanie me and Hubby earn £48K but still get a small contribution towards childcare costs - It depends on how much you pay in Childcare costs as well.
-You can earn up to £50K to be eligible for Child Tax credits and Childcare contributions.

really that good then

i would get on to it then beanie,nothing to loose.