Credit Card applications...

Discussion in 'General Chatter' started by karlilay, Nov 14, 2011.

  1. karlilay

    karlilay Mum of 2 :)

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    Why do credit card companies keep sending me applications, then when i fill them out they say i cant have the card!?:wacko:
     
  2. Jemma_x

    Jemma_x Mummy and Engaged

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    If youve had loads of applications in a short amount of time it can go against you
     
  3. xemmax

    xemmax mummy in love

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    Eek yes, be careful! Applications affect your credit rating.
     
  4. v2007

    v2007 Well-Known Member

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    Every decline goes on your credit report :wacko:

    V xxx
     
  5. karlilay

    karlilay Mum of 2 :)

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    Thanks girls! I have a credit card, but its interest is through the roof because i had no credit rating before and no one would give me one. I keeo getting the applications, and they have 0% balance transfers so thought it would be easier to trasfer it over to one with smaller interest. Guess ill just keep going as i am then lol.
     

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