I'm suppose to be happy but I'm dreading having this baby and going back to work. I don't want to. I want to stay home with the baby but my husband cannot take care of the bills all by himself. I told him we honestly need to let the car note go. That car note is literally killing us. 23 % APR. We got it because it was either that and have a job or miss work due to car transmission breaking and losing my job when i NEVER missed a day at work. payments are 468/month for this 2016. I'm trying to convince him to let me let it go since it's only in my name his credit wont take a hit.