I'm HOPING to take the full 9 months off, I've just paid off all my small debts and now over the next few months before I leave am saving like crazy, hoping to save a few grand to go along my maternity pay. My hubby has a really good job, so I think we'll be fine. I'm then going back to work 3 days a week and our baby will be going into nursery/childminder - not sure yet, for those 3 days.
I'm self employed so have no option but to go straight back to work because we can't afford for me not to, we're not entitled to any grants or benefits. I will be having 3 weeks off then back to work 3 days a week (10 hour shifts). If I had the choice I would love to have 39 weeks off but I don't
heya hunny, you should be entitiled to Self Employed maternity allowance?
https://www.direct.gov.uk/en/MoneyT...ort/Expectingorbringingupchildren/DG_10018869
I'm self employed and I think I'll be getting around £400/£500 a month.
Hi Hollie, I wish that was enough but I'm afraid it isn't. Maybe your business doesn't have high overheads
but I need on average £170 a week to cover the business expenses (rent of premises, business rates, electric, water, gas, insurance etc etc) before even thinking about having money to live off and MA is only about £130 a week, so if I don't work then every week that goes by will be a £50 loss for the business, which will inevitably lead to me losing the business
I can't let that happen because I'll only have to start over again years down the line, so my only option is to keep working through what will undoubtably be a difficult time. I want to have my cake and eat it
We've looked at it long and hard and the only way it can work without making me bankrupt, is if I keep working. I'm going to claim MA for the 3 weeks that I'll be closing the business and for about 5 weeks leading up to birth, when I will make full use of the KIT days (so will be working about 2 days a week during that time). Then after the birth, I will happily work 3 days a week (albiet very long shifts), because that means that I still get to spend 4 days a week with my baby, whilst maintaining the same level of income
Its not ideal but needs must, although I'm still very envious of those that can take full maternity leave