First of all, id go on holiday and not tell a sole until i was there.
Id buy a nice house in wales, nothing to big or fancy because i wouldent want to pay a bomb in council tax (though it has to have a cellar that we can use as a snooker room/bar). Id buy my hubby a sports car and a 7 seater family car.
Id open trust funds for the kids so that they was secure in their adult lifes.
And we'd start our own buisness while we had the cash to invest in it, so that hopefully, no matter what happend, we would be set up for life.
Id also buy my parents that house in stratford they have always wanted because they have done so much for me and my family over the years.
And thats about it, everyone else can whistle if they think they are getting any of it.