grrr..i feel stupid..this is my first real 'money' problem, as i have only in the last 6 months started controlling my own money, used to give it all to my mum and she would get me what i need.
i was doing really well until i got sophia loads of presents for her b-day, mostly on credit, i had the money in my bank (saving ect.), but stupidly spent that on more presents and i dont know what else, instead of paying for catalogue items straight away. now all that moneys gone and i now have to start paying off the stuff on credit, on top of a laptop that i already have on credit, and i havnt got anyone xmas presents yet, and our gas, electric and water bills are about to come through, we havnt had any since we moved to our new place, which was 4 months ago, so god only knows how much they will be..so right about now im spending as little money as possible..and that is the last time i buy anything on credit..and oh to add even more to my stupidness my stepdad gave me £70 for my b-day to help pay towards a credit payment, it went into my account quicker than i thought it would and i spent it without even realising, i am soo mad with my self right now, i should have spilt her presents between b-day and xmas, and paid them off straight away, and i would be fine now, but no stupid me had to mess it up..
just had to get it out
i was doing really well until i got sophia loads of presents for her b-day, mostly on credit, i had the money in my bank (saving ect.), but stupidly spent that on more presents and i dont know what else, instead of paying for catalogue items straight away. now all that moneys gone and i now have to start paying off the stuff on credit, on top of a laptop that i already have on credit, and i havnt got anyone xmas presents yet, and our gas, electric and water bills are about to come through, we havnt had any since we moved to our new place, which was 4 months ago, so god only knows how much they will be..so right about now im spending as little money as possible..and that is the last time i buy anything on credit..and oh to add even more to my stupidness my stepdad gave me £70 for my b-day to help pay towards a credit payment, it went into my account quicker than i thought it would and i spent it without even realising, i am soo mad with my self right now, i should have spilt her presents between b-day and xmas, and paid them off straight away, and i would be fine now, but no stupid me had to mess it up..
just had to get it out
). Just try and live as cheaply as possible for the next few weeks/months and hopefully you'll manage to pay it back. That's what we're trying to do 
