We've decided that this year we are having a major budget...We've still got a little bit of the debt to pay off and we gathered that we should focus on that as we cant do both. I have about 20 pounds to spend on each of my children. And about 20 quid to spend on the rest of the kids in the family. Then we are giving the adults pictures of our kids..like our parents and grandparents etc. And we will not be buying for eachother this year. Sometimes i feel kinda bummed about it, but others i try and focus on what good getting rid of our debt will do to our finances...and then hopefully 2009 will be less stress and thats a brilliant xmas pressie for me. I feel kind of bad, but id rather do it now than next year when both the kids will be in to it and excited... Anyone in the same boat? Maybe we could exchange bargains together? So far, im thinking poundland...and tesco and asda for the cheap little things.