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American Single Mothers

LittleMadam

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Hi!

How do you manage financially? With childcare, medical, bills, etc, how do you support yourselves and your LOs? Who do you rely on for help if, for example, your LO is sick and you're stuck at work?

Thanks!

xx
 
hi there! I have not had my LO yet, due in 2 mths, but I am holding his father to child support (I think you guys call it maintenance?), and that will cover enough of the expenses that baby and I will be fine. As for what I'll do when he's sick, that will unfortunately be all me...so I am crossing my fingers that my work will be as considerate as they have been thus far if I have to miss days because he is sick and daycare won't keep him. The bad thing here is that maternity leave is generally unpaid, and employers are only required to allow 12 weeks (most people only take 6 because that's all they can afford). I am struggling to take 8, and that will be really hard, to take my 2-month old baby to daycare. Times like this I wish I lived in Europe! :)
 
hi there! I have not had my LO yet, due in 2 mths, but I am holding his father to child support (I think you guys call it maintenance?), and that will cover enough of the expenses that baby and I will be fine. As for what I'll do when he's sick, that will unfortunately be all me...so I am crossing my fingers that my work will be as considerate as they have been thus far if I have to miss days because he is sick and daycare won't keep him. The bad thing here is that maternity leave is generally unpaid, and employers are only required to allow 12 weeks (most people only take 6 because that's all they can afford). I am struggling to take 8, and that will be really hard, to take my 2-month old baby to daycare. Times like this I wish I lived in Europe! :)

Thanks for the response, lal. I started the thread because I am thinking of relocating to the US (am a dual national) with my daughter (who is 13 months old) and am trying to figure out if I will be able to manage on my own financially and without any familial support. BTW, you're right about the maternity leave in Europe--very, very generous.

All the best with the pregnancy.:thumbup:
 
I rely on my parents for babysitting, I'm support myself financially through disability, Harley and me are on medicaid, and I live at home with my parents. So, but I do have to give them rent which is a very small amount.
 
I don't have health insurance through my job, so my employer is laying me off so I can spend at least the first 6 months with the baby. (Shhhh....) The owner also got all fatherly on me, saying I need to get rid of this prick once and for all and move back to my family and said that's why he's really doing it...so I can move back there, still have some income and have some family support. I have no idea what I'll actually do as I love my current location.

I think my job is probably happy to get rid of me, admittedly. My head hasn't been in the game with all this drama and stress in my life.
 
GOOD QUESTION... next one please... :-/

i'll be an "american" single mum, however, i'm a german national, meaning that i don't qualify for a whole lot of government support. well, none so far actually.

with rent and daycare costs being as high as they are down here in south florida AND not having any family support or friends network, i really don't know yet if i'll be able to make it on my own or if i'll have to move back to germany.

despite having a university degree, i was not able to find anything in my field that paid more than what i make serving tables down here, so that's what i do for a living. being a waitress i make in the lower $30.000's/year. i would be able to live off of that with LO, however i can only make that amount, if i work crazy shifts, nights, weekends etc. and that limits the choice of daycare and the two i've looked at so far that provide almost 24/7 daycare, are in the middle of the hood and look like the hood itself... shabby etc., but still cost close to $800/month and i would be very, very unhappy to drop of my 6 week old baby there.

i do not get unpaid maternity leave through the family and medical leave act (FMLA) as i have not been with my recent employer for 12 months. fortunately it's a corporate business, so between my "benefits" (which are rather lousy) i can take 4 weeks off unpaid for personal reasons. no daycare takes baby's younger than 6 weeks though, so i'll have to find a way to work at least 1-2 days a week after 4 weeks are up in order to keep my job.

i have lousy insurance with them starting 1.11. and can add LO to it once she's here, but it'll increase my expenses by $88.-/month. not THAT MUCH, yes, but for that lousy insurance i get for that, it actually is much.

i could apply for medicaid for LO... problem is, they want you to go after FOB first and to be honest i don't know if i can sit in front of them and tell them i don't know who the father is meaning to lie in order to avoid them going after FOB. i won't put him on the birth certificate as here in florida he would automatically be awarded joint parenting and that is not going to happen. i will not give him the right to tell me if i can leave the state or country after all that HE HAS DONE (to me) and HE HAS NOT DONE (for LO).

i would love to switch jobs after LO gets here, but with the crazy US laws, it is very risky as they can just fire you very quickly. i can't foresee if LO will get sick often and who is going to look after her then in order for me not to lose my job!??? as a waitress in a bigger corporate establishment however, i can always find a coworker to cover my shift if something is wrong with LO and i'd have to stay home.

i immigrated to the states all by myself in february 2009 and had the dream of staying at least for 5 years to try to get dual citizenship. with the current situation however, i have to leave the option of returning to germany open. as sad as that makes me as i fought hard to live over here in the first place and i've always been happier here than over there, i now have to think about my baby and as much as i would hate to rely on the social system.... if i'd go back to germany, i'd get apartment paid for, parenting money, child money etc. from the government until i'd get back on my own feet.

we'll see how things will develop in the next couple of months. my lease is up 28.02.2011, so LO will be a little over 2 months old when she'll be moving for the first time. either to a different place down here, to another state or across the ocean....
 
Wow, Mincholada. Kudos to you for trying so hard, given your uncertain circumstances and distance from home. As for childcare, have you looked into a childminder who works from home (a stay-at-home mom, perhaps)? They may be willing to take a baby younger than six weeks. I've been looking at childcare on Craigslist (for San Diego) and found a variety of different childcare available for that area. xx
 
I was lucky enough to find a career before graduating college. Prior to graduation I lived off of savings/school grants/school loans/part-time work. My mother was my son's caretaker. She lived nearby and didn't ask for any $. I did receive WIC for baby formula. There was also a nice lady that lived in my apartment building. I never needed her help, but she would have taken my son in an instant. She was elderly but capable and independent. She was always home. And she said my son reminded her of her own grandchild whom she didn't get to see frequently. Making friends with retired neighbors is a great way to find free/cheap child-care. And just someone to have in an emergency.

I was able to support my son and myself on my career. My mom still was my son's caretaker but I started paying her $500/mo. I had a 2 bedroom (1000 sq ft) apartment and a detached garage ($640/mo rent).

Since then I met my husband and we bought a house together. My son's in daycare in the mornings and 4K in the afternoon now. Now we have baby #2 on the way and I'm not sure how we're going to swing the extra daycare expenses. Child care is outrageously expensive, especially for an infant.
 
Wow, Mincholada. Kudos to you for trying so hard, given your uncertain circumstances and distance from home. As for childcare, have you looked into a childminder who works from home (a stay-at-home mom, perhaps)? They may be willing to take a baby younger than six weeks. I've been looking at childcare on Craigslist (for San Diego) and found a variety of different childcare available for that area. xx

Craigslist is pretty good, although I had a bad experience with a babysitter we found on there, Im San Diego too:flower:

Making friends with neighbours etc is a very good plan, as is maybe meeting someone off here? I made a very good friend from this site and she has looked after my youngest in an emergency:thumbup:

I was a single mum in the UK and it was manageable, now I live with my husband here in America and its scary the lack of help availible here, if we were to split I would defo head back to the UK. Well done for trying so hard and im totally with you about protecting LO from father, if you have concerns you do what you can to protect them, Ive been there:hugs:
 

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