I'm so so sorry for your loss Hun 😔 i was in your situation back in June, 12 weeks and 3 days, but my baby had passed a week before that. I also had no bleeding or cramps and I had my heart set on taking the medication to start the process but my hospital said they didn't offer that choice there, so I could either wait it out or have surgical management.
I was really struggling over the weekend while I waited to make up my mind, because I found it really hard to know my baby was inside me but not alive, I just wanted to be able to grieve properly, so I had a D&C. I was put to sleep and everything went quickly and smoothly. A few little cramps afterwards which only lasted about half an hour and a very heavy like period for two days, then it tapered off. I'm glad I had the D&C so I could "move on" and start my grieving process, but in a way I regret it because I so wish I had passed my baby naturally so I could of seen her for the first and last time.
Don't be afraid with whichever option you choice, just go with your heart and choose the best way for you.
There's lots of lovely ladies on here and we're here if you need a chat x