Finally! A glimmer of hope!

[terces]

I had talked to my insurance company previously and the guy I talked to said my insurance only covers medications for fertility problems. I then went to my Dr.'s office and was told by the receptionist that my insurance covers nothing. Apparently she "worked with it all the time." So, my OBGYN did what she could and when that didn't work. She said she would refer me to a specialist. Only problem was insurance. Well, I decided to try the insurance one more time! This time I talked to a women! She took the time really research my insurance and it turns out my insurance DOES cover treatments. In fact they cover 80% up to 5,000 after a $500 dollar deductible. Then, they cover an additional $5,000 for medications if needed! I was so excited I made my appointment that day for the specialist! The guys has a great track record for helping women get pregnant!

 

[BearsMummy]

So pleased for you terces!!

 

[Needababynow]

I had talked to my insurance company previously and the guy I talked to said my insurance only covers medications for fertility problems. I then went to my Dr.'s office and was told by the receptionist that my insurance covers nothing. Apparently she "worked with it all the time." So, my OBGYN did what she could and when that didn't work. She said she would refer me to a specialist. Only problem was insurance. Well, I decided to try the insurance one more time! This time I talked to a women! She took the time really research my insurance and it turns out my insurance DOES cover treatments. In fact they cover 80% up to 5,000 after a $500 dollar deductible. Then, they cover an additional $5,000 for medications if needed! I was so excited I made my appointment that day for the specialist! The guys has a great track record for helping women get pregnant!

YAAYAYAYYAYAYAYY!!!! That gives me hope! I will be calling my insurance company today and hopefully get a woman this time too!

 

[wonderstars]

That's more than a glimmer! Woohoo for you!

 

[no_regrets_91]

That is awesome! Do you mind me asking what insurance company you go through and any other info you have? We have coventry of iowa through my husbands work. It only covers testing.

 

[terces]

That is awesome! Do you mind me asking what insurance company you go through and any other info you have? We have coventry of iowa through my husbands work. It only covers testing.

I have insurance through Blue Cross Blue Shield of Minnesota. I was originally told my insurance would cover testing only. I would ask about how the procedures are billed. I know that makes a difference on what an insurance company will pay. Also I don't know if it will apply, but insurance companies are contracted with some doctors and can only charge you the "contractual amount." For example I had a test done that was over 400 dollars, because my the Dr. was contracted with my insurance company I only paid 60 something. Even though they paid nothing for the test because I had not met my deductible at that time. Hope that helps you and good luck!

 

[terces]

I had talked to my insurance company previously and the guy I talked to said my insurance only covers medications for fertility problems. I then went to my Dr.'s office and was told by the receptionist that my insurance covers nothing. Apparently she "worked with it all the time." So, my OBGYN did what she could and when that didn't work. She said she would refer me to a specialist. Only problem was insurance. Well, I decided to try the insurance one more time! This time I talked to a women! She took the time really research my insurance and it turns out my insurance DOES cover treatments. In fact they cover 80% up to 5,000 after a $500 dollar deductible. Then, they cover an additional $5,000 for medications if needed! I was so excited I made my appointment that day for the specialist! The guys has a great track record for helping women get pregnant!

YAAYAYAYYAYAYAYY!!!! That gives me hope! I will be calling my insurance company today and hopefully get a woman this time too!

Hope you get good news!

 

[Needababynow]

I called.... They ate going to look into it further and call me back! I'm hopeful.... FX

 

[terces]

I called.... They ate going to look into it further and call me back! I'm hopeful.... FX

I hope it works out for you!

 

[abrock]

That is great! Congrats! I have Blue Cross Blue Shield Illinois. I was told the same thing, testing is covered, but not treatment...I am definitely going to be checking again with insurance to verify.
I wish some people enjoyed their jobs just a little more or cared at all. I feel like everytime I call I am interfering with their day. lol.