How much are your total monthly household outgoings?

[Savannah11]

Hi ladies

We are just waitin for an application to go through on a rental property which is a 3 bed semi and we'll be paying £625 a month in rent... It's our first time moving out so could you help me with an estimate of your outgoing? E.g. Water/gas/electric, council tax, tv/Internet bills, food, petrol and anything else?

Thanks x x

 

[lindseymw]

Mortgage: £200
Gas/Electric: £70-120 depending on season
Council Tax: £120
Water: £45
TV/Internet/Landline: £65 (Full Virgin TV bar Movies/Sport)
Food: about £250-£300
Diesel: £150-200 I do a 30mile round trip 3xwk, DH uses the car once every three weeks to go work, 20mile round trip 4xwk. Then general use, popping to the shops. We have a 2.0TD & it's not great on fuel economy.
Car Insurance: £50
Car Payment: £400

Can't think of any other outgoings...we have no credit cards/store cards/debt (apart from Car loan)

 

[discoclare]

We are in a two bed flat, so our outgoings might be lower than you would be expecting in a bigger house. Also, some of these are guestimates as apart from the rent I don't have a brilliant handle on how much everything is! (OH keeps an eye on electricity/gas and changes suppliers for better deals reasonably often). As long as there's enough money to pay for everything I don't worry!

Rent: £1100 per month
Council tax: £160 per month (you should be able to look yours up on council website, estate agents can tell you what band the property is)
Food: £400 per month (stab in dark! no clue in reality!)
Gas and electricity: £115 per month
Water: ?35 a month
Transport: Approx 80-100 per month (we don't own a car, I use PAYG on London transport and top up my card as needed, that's just for me but OH works from home so doesn't spend as much as I do).
tv/phone/internet: £70 (OH pays for this for his work)

think that's it. One of my main outgoings is nursery fees really.

 

[suzib76]

Mortgage - 400
Council tax - 120
Gas & Electric - 100
Virgin media - 95
House insurance - 22
Car insurance for dh - 20
Mobiles for both - 80
Field rent for ponies - 120
Nursery - £700
Food - £600
Food for ponies -£50
Fuel for dh -65

I haven't counted the outgoings of my car in this, as it *should* earn enought to cover itself as a taxi but invariably doesn't as my work discipline is not as strong as it should be.

Dh has a wee corsa and it is great on fuel, he does a 20 mile commute 5 days a week and I also take it up to the farm about 4 times a week so probably add about 10 miles a week onto that

 

[Bevziibubble]

Off the top of my head! ...
Mortgage - £260
Food - £250 ish
Gas - £30
Electric - £30
Water - £45
Tv licence - £12.12
Health insurance - £15
Boiler insurance - £16
Sky tv, Internet and landline - £70
My mobile - £36
DH mobile - £25
Petrol - £150 ish
Car insurance - £56
iPad insurance - £7.50
Lovefilm subscription - £10
House insurance - £36

So around £1050. Although something unexpected ALWAYS comes up!

Hope that this helps

 

[Lucasmum]

Rent £565
Council Tax £88
Car Insurance £66
Gas/leccy £60-£120
Food £280 (thats a budget we set ourselves)
Credit Card £depends but its always paid in full approx 250
Mobiles £60
TV licsence £11
Virgin £40
Petrol £150-200
Ice Hockey £60
Water £24

Sure there is more but I cant remember, basically my outgoings are generally more than what comes in *sigh*

 

[amjon]

We spend a total of about $3,000 on everything (food, housing, electricity, water, cell phones, cars, student loan payments, etc.) Our housing is $600 for the house I'm in and DH pays $550 where he is (his includes water/ electricity/ internet/ etc.).

 

[maryp0ppins]

rent: £850
council tax: £90
water: £22
gas/elec: £30
internet: £20
mobiles (x2) £55
travel(monthly travel cards in london) £230 (for both of us)
loan £83
savings £1000
food £120

total of £2500 p/m
which leaves us with £500 to spend on whatever (£250 each)