I would stay at home from 36 weeks (next time I will have an IM as well, who is much more experienced in these sorts of things, so I'd feel especially supported rather than with an NHS midwife). My first was born at home at 37+5 by scan dates but 37+2 by my dates, and I just sorta feel I probably have early babies. She was fine, but very sleepy and struggled to latch and feed the first few weeks and we did end up taking her in for a hospital stay because of her weight gain issues - worst decision ever! They were horrible to us and totally unhelpful when it came to helping us with her weight gain. It took just sitting around on the ward for 4 days doing nothing before anyone came around to help us with a feed. If I had an even earlier baby next time (36+ weeks), I would definitely prefer to be at home. I think actually being in a hospital environment would be detrimental to feeding, like it was last time, and I don't want to take that risk again.