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Can I ask a few questions?

Hopipolla

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I'm not a single mum but I'm unhappy with my oh at the moment. I won't go into why but I'm deciding if I should leave or not. We have a mortgage together, a cat, dog and six month old son. If I were to leave I would have to rent a place of my own. My question is has anyone done this and been ok financially? That's the main thing that worries me.

I can't stay at my parents as there isn't really space and its not easy to get a council house in my area. Working full tine I earn around 19.5k. I think I'd be entitled to working tax credits but not sure if I could claim anything else. Has anyone been able to do this and coped ok? I'm on mat leave and would probably work about 30 hours when I go back.

I've been with my oh for eight years so this isn't easy but I'm just not sure I love him anymore. This is so hard.
 
I'm not a single mum but I'm unhappy with my oh at the moment. I won't go into why but I'm deciding if I should leave or not. We have a mortgage together, a cat, dog and six month old son. If I were to leave I would have to rent a place of my own. My question is has anyone done this and been ok financially? That's the main thing that worries me.

I can't stay at my parents as there isn't really space and its not easy to get a council house in my area. Working full tine I earn around 19.5k. I think I'd be entitled to working tax credits but not sure if I could claim anything else. Has anyone been able to do this and coped ok? I'm on mat leave and would probably work about 30 hours when I go back.

I've been with my oh for eight years so this isn't easy but I'm just not sure I love him anymore. This is so hard.



Im sure it is a hard thing to go through but before you do anything make sure you analyse everything without bias.

As for your question I work and care for my daughter however had to reduce my hours to get the extra help, I cant lie to you, being a single mom is hard more so when you are working, you will need support to pick up you LO and be your back up from time to time. you will be entitled to child tax credits and Child benefit you may also get working tax credits but that depends on your income.

You can also look into Housing and council tax benefit to help with your rent where there is a will there is a way just be sure you do what is right for your LO and you good luck xx
 
i earn just alittle less than you, and im on maternity it hasnt dropped until smp yet, but is less than my normal wage i get around £950. then i get 62pw tax credits and 80pm child benefit. fob pays 225pm

my bills their self are 970 without food or shopping or milk or nappies petrol etc.
apparently when i go to smp i will get alot more help accounding to friends, i do feel pushed to the limted but as long as my baby is happpy with a home food and clothes im ok. i am planning to go back to work 24hrs but apparently i would be better off not to, i will have to look into it closer he time.

the good thing about the uk, they will never see you in the street with a child.
x
 
The flat I was in with ex was privately rented and I was told by the council I would get housing benefit, which sometimes can be the full rent and help with the council tax. Maybe make some enquiries with your local council before you make the move. A lot of private landlords will accept housing benefit as the money is guaranteed for them.

I chose not to go ahead with it because I didn't want to be in a place that reminded me of ex and my mum had the space for me so I moved back home.

Good luck whatever you decide. x
 

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