First Collection Bill :(

[Porcelain]

I'm so angry/frustrated/sad/upset! I got my first medical collection bill (or any kind of collection bill, for that matter!). I just haven't had my brain glued together long enough to make a call to them to sort things out. I have ZERO money to pay them with. I'm a SAHM and couldn't go to work even if I wanted to because husband is starting a business and we can't afford to put the twins in daycare. We had insurance, it just didn't cover everything (and I didn't do epidurals or a c-section, partially hoping it'd keep the bill down)! Really, how has an extra $5k laying around after having kids, anyway? I'm so upset! I've never, ever, ever, EVER in my life been in a bad financial situation and now I'm getting collection notices! I LOVE my babies, I just feel so helpless because I can't earn my own money and husband isn't doing enough! I don't know what to do! My entire savings has been completely blown through, I just feel so trapped and helpless. I have a final notice on one of the twin's bills, too. How much is plasma going for these days? Maybe the husband will watch the twins while I sell off my body to pay off these bills.