how much do you earn in a year?

[Soccergurl3]

I am currently making $50000 per year and my husband is making aroun 80 per year. It sounds like a lot of money but we have debts from when my first was born, I was only 19. But before we try for #2 we want to save about 20k in the bank so we don't have to worry about everything. We just have to cut back on things we love to do (eating out, movies, poker nights) a bit

 

[MrsOjo]

At the moment we have just decided to change from TTC#1 to WTT for #1 because I assumed I would have been preggers by now. I was earning an average wage before but decided on a career change which meant I needed to to back to uni full time for a year. My husband was more than happy to provide for us and the plan was for me to get pregnant in the 1st quarter of this year, then just stay at home to have the baby and go back to work when I am ready. OH earns £70k at the mo.

So to cut the long story short, I have extremely irregular periods, so I saw my doctor, had some tests done, still not diagnosis, now I have been referred to the gynae. After graduating I started looking for work since I was not getting pregnant. It's so har to get a good job these days, so I decided to start looking for internships with specific companies that I wanted to work for, and I finally just secured one to start this month and last for 5months, then they will offer me a perm role after, providing we are both happy.

So, after much thought, we have decided to WTT for 6 months (mar/apr2012).
I think I have been given a great opportunity and want to make the best of, would not be great if I got pregnant in the middle of the internship, also I would not be entitled to any SMP. So, no income for me for the next 5months, but hopefully I will be offered around £25k after, so we will have a joint income of £95k to start saving for the baby, and by the time I have the baby, I will be entitled to at least SMP.
So that's the new plan now.

At the moment my husband saves around £800 each month, we are renting in London, so we have a very high cost of living, also my husband bought me a new car as a graduation gift and we usually travel about twice a year. I know we will have to make some sacrifices to our lifestyle once we start trying to have a baby.

 

[mummy3]

Well we're wtt around 2015 now and thats for #5 but hubby brings home around 110k between his salary + freelance work and we manage just fine with me as a SAHM. Fortunately we have no student debts, only really the house and car. Hubby is only 24 though so his wage will go up

 

[Andypanda6570]

I don't work and I like it like that, I am a stay at home mom and I have NO desire to work . My husband makes 130 ,000 a year. My boys are big though they are 20,17 and 11. My 20 year old has a full time job and pays his car loan and his car insurance. My 17 yr old contributes 100 a month towards his car and my 11 yr old is more like a 50 yr old trapped in an 11 yr old body, he would work in a heartbeat if it was legal at his age he is so cute. I live in New York and it is sooooooo expensive here, I want to move but my family wont. I will stay for now, but when I retire I am out of here (I am only 41 though so got a little ways to go for retirement ) I want to retire in North carolina or South Carolina anything is better and cheaper than New York, I mean I love New York but things are just very expensive and a lot of people are leaving cause of that reason Sad

 

[mindgames77]

I live in BC, Canada. We make a combined income of around $42,000 per year.

We own a house, we have no car payments (just paid it off!!) and aside from mortgage, our only debt is $1000 on Future Shop for new laptops.

I am going to school for administrative assistance and all job listings in my area are anywhere from $30k to $50k starting.

Now that we sold the truck that we had payments on, we will be able to save $500+ a month.

I think we do ok, but I think we could do better as well!

 

[hopeandpray]

Well we're wtt around 2015 now and thats for #5 but hubby brings home around 110k between his salary + freelance work and we manage just fine with me as a SAHM. Fortunately we have no student debts, only really the house and car. Hubby is only 24 though so his wage will go up

That's an great salary for a 24 year old! What does he do? (Feel free not to answer, I'm terribly nosy
My course means that I will only be quailfied at 25 so no money until then

 

[mummy3]

Well we're wtt around 2015 now and thats for #5 but hubby brings home around 110k between his salary + freelance work and we manage just fine with me as a SAHM. Fortunately we have no student debts, only really the house and car. Hubby is only 24 though so his wage will go up

That's an great salary for a 24 year old! What does he do? (Feel free not to answer, I'm terribly nosy
My course means that I will only be quailfied at 25 so no money until then

Hes an electrical engineer for a medical devices company, lol you dont usually get such a high salary but at his job before they misread his cv thinking he had an extra 5 years experience and bless him he looks a lot older than he is Good luck with your course hun

 

[hopeandpray]

Lucky guy although obviously he's been able to keep up to that standard so fair play to him. Thanks

 

[Jenba]

Blimey!!!! We are so poor We live in Devon, England and for some reason well paid jobs just don't seem to come down this far West!!!!! I work part time because we have a little one already and my partner is in a crappy job following 3 redundancies in 2 years!! We have a joint income (before tax) of about £23k. So basically, if we can support ourselves, a five year old and run two cars on that then most of you guys should not have any problems at all!!

 

[x0emz0x]

I currently earn £14.5k a year as an Administration Assistant. MY OH only works at a nightclub on Saturday nights (he is currently looking for a new job, and has been for over a year!), so only earns around £60 a week. Although I did want to be a young mum (I'm 21 atm), I've now decided I want us both to be earning a decent wage between us before we even start trying (I'm aiming to be on around 18k within the next 3-4 years), and hopefully the OH will have a decent job by then aswell. I want to pay off my debts (I'm VERY bad with money - trying to get out of the habit though) within a year if all goes to plan, and then start saving for a mortgage Fingers crossed!!

 

[Andypanda6570]

Blimey!!!! We are so poor We live in Devon, England and for some reason well paid jobs just don't seem to come down this far West!!!!! I work part time because we have a little one already and my partner is in a crappy job following 3 redundancies in 2 years!! We have a joint income (before tax) of about £23k. So basically, if we can support ourselves, a five year old and run two cars on that then most of you guys should not have any problems at all!!

I hope things get better for you, I am so sorry I know things are hard but I think things will get better for everyone soon. I wish you all the best

 

[Mazzle]

Awwww, BUM. Thought me and OH were being really really sensible in waiting till next year to start, now I feel like we're being selfish bringing a babyinto the world on our meagre wages

We have a combined income of £30k ish before tax, and we currently have £3k in savings. We are aiming to have save another £5k by the time we would be actually giving birth. We got married last year AND bought a house, which ate up all our savings, so we've started again...hopefully that amount will be enough to see me through a few months of maternity...

 

[mwah_xx]

We are doing OKish - in fact looking at it our wages our good, bringing in £90k a year jointly, however with old debts, a penchant for travelling and houses owned with ex-partners, student finance and living in very very expensive London - well! That justabout manages us! Though we are able to save £500 a month and want to have at least £5k before we start trying - heres hoping for bonuses as well..............!

 

[cocosmum]

my gosh what do you all do with that kind of money. we have a joint income of 20,000 and i feel well off at mo compared to before. no car to run or child care expensives cause our hours fit together we have 2 children and they get everything they need.

 

[Breezy]

Joint = $50K

 

[sarah1989]

I'm not working at the moment, just some occasional nanny positions (for friends) & photography positions.

DH has a pretty decent job, bringing in $24,000 a year. We run a small home business as well, and that brings in about $2,000 a year. Combined we probably make about $28,000. We don't have car loans, or student loans to pay off, so we are fortunate in that aspect.

In our area (Southern Ontario, Canada) jobs are few and far between at the moment. I am pretty sure the last time I checked the unemployment rate was 10 - 12%.

 

[toffee87]

Bloody hell, I feel poor. We have earn about £35-36000 a year in joint income.

We only have £200-300 a month to spend on everything other than food/bills/fuel. OH gets a bonus every three months at about £300-700 so that helps.

 

[Medzi]

Joint for us is $110K a year. We have a good amount of savings right now - but that will likely go to a downpayment on a house eventually.

 

[Hayley90]

my pay will rise to £24.5k soon, and OH is £25k plus bonuses, so we are easily hitting £53k+ depending on any rises/bonuses i dont know about

when we had H, i was on £14k a year and he was an apprentice. IT CAN BE DONE. I have about £2k of debt though, clearing that then its baby time

we dont save... we just wait for OH bonus x

 

[aliss]

Our combined income was $140,000 (Canadian) and went down to $90,000 now that I'm a SAHM. We manage very well! We don't buy new clothes or go on vacations but we have a nice roof over our heads and no money worries.