Just a little rant about money..

[Jadelm]

I HAVE NONE

Came off jobseekers allowance (which I was only on for 4 weeks anyway as I'd gotten desperate lol) to move onto income support and now I wish I hadn't bothered! It's been weeks since my final js payment and I've heard nothing from income support since my interview thing! It's fine in the respect that I have no financial responsibilities in terms of bills and things because I made sure to pay them all off/put myself into credit with the savings I had at the beginning of my pregnancy, and I have absolutely everything I need for the baby.. but I live with my Mum and when I have money I try to split everything equally with her as much as I can (water/electric/food/etc) because I hate feeling like I'm sponging off her.. but now I have no money she's having to pay for everything and I'm having to start to borrow off her for silly things like getting the bus today to go see my councellor and she's struggling a bit cos all our bills come out around about now and I can see she's getting stressed and it's just really getting to me cos I wish so badly I had money to give her I know she's not mad at me or anything but that like makes it worse that she's so understanding cos I just feel so guilty.
I feel worse cos I had money like 2 weeks ago from FOB (finally) and stupidly not thinking income support would take this long I spent it all on toys and things for Evie (thank god I spent it on her though and not me or I'd feel even worse) and now I wish I hadn't been so reckless with it. *sigh*

I can't wait to just have regular money again and the surestart maternity grant will be fab but I heard it takes like 8 weeks to go through which is just rediculous!! AAAAAAAAAAAAAARGH.

Phew rant over. Feel a bit better now lol. At least the income support is backdated to the beginning of your claim so I can give Mum a nice chunky wad of cash

 

[mayb_baby]

Oh God I have to do this in like 4-5weeks
ut Ill be living alone and will need it there and then Now Im worried xxx

 

[LoisP]

yeah i'm a tad worried now, because that's what i'm doing i'm on jobseekers until i'm 29 weeks, and then they said i make a new claim for income support... arggggghhhh as OH has been let down by work we're struggling by as it is :'( and it's the same with me babe, live with family but whenever i'm out of money my mum will always make sure i don't go without but she's not exactly loaded and struggles to pay all the bills and rent.. etc... sorry this isn't much help hugs to you and bump hope it gets better soon fingers crossed for you!

 

[emmylou209]

im in the same boat contacted them and still no word!!! it will be a month next week since i had my last payment of them!!

 

[Jadelm]

Useless buggers aren't they?!

You can get an emergency loan off the benefits people that you pay back with your first income support backpayment if you need money there and then though so don't worry too much guys I just didn't want the loan cos I don't need it but it's just so frustrating that they take their sweet time about something you obviously are relying on or you wouldn't be bloody applying!!

xxx

 

[mayb_baby]

Yeah I will have my OHs money/support until it comes threw as I had a mini heart attack when I read how long it takes, its good to know they won't leave you completly stuck
xxxx

 

[sequeena]

Oh they can be useless at times. I've had a few problems (won't go into it here, if you're interested I've written more about it in the first post of my ttc journal ) and because I am not 'mentally or physically able' to work I was told to claim ESA (my OH works full time but he was feeling the strain).

I rung them and was honest as I'd not claimed before. I told them all about my partner, how many hours he works, how much he earns etc and they said I was fine to make a single claim. Did all the paperwork etc and got a backdated payment of just over £1000 (we made very good use of it). Expected a normal payment and nothing. I was then told someone was meant to send me out a form about my OHs earnings but it never got to me so they sent a new one out, I filled it in and sent it back. Everything was fine and expected the payment I missed... nope still nothing.

Turns out they'd cancelled the single claim and made it a joint claim (why was I not told this at the beginning?) and days later I received a letter saying I was entitled to NOTHING because of the hours/wage my OH earns.

Well what about the £1000 I had? "You should not have had that until we'd assessed your OHs employment details"

They were still sending me letters to go for a medical. I told them I wasn't going to go and when asked why I told them why should I stress myself out even further for something I can't even claim money for!! I received no other help at all!!

OH and I saw a citizen's advice person for a few debts who said I can claim DLA (never heard of it until a few days ago ) and he said he's going to help me fill the forms in which is great

He kept apologising though because he will have to go into detail as to what's wrng with me/why I am the way I am. I told him not to worry, I had to go into much more extreme detail with the police!

Gosh it's so confusing.

 

[LoisP]

Useless useless people. Oh yeah jade did you get the HIP grant? I sent off for mine couple weeks ago, but i don't know how long it takes to come through?

 

[mayb_baby]

LoisP- When did you send it away I will send mine the day I get it which is A week today xx

 

[Tanara]

Good Luck Ladies hopefully it sorts itself out xx

 

[LoisP]

LoisP- When did you send it away I will send mine the day I get it which is A week today xx

I sent mine when i was 25 weeks, so 2 weeks 5 days ago xxx

 

[ItsMagic]

I know I'm jobless and have been for about 3 months, and noone will hire somebody who is pregnant. So I'm living off of OH's income and my savings. My saving are strictly being used to pay for my car insurance and my gas. So I have to be strict about how much I drive so that I don't waste my money on gas. I know everything will work out for us, and everything, but I'm stressed out about money, because I don't feel right being supported my someone and not supporting them back financially. I suppose that is the way it used to be though, and today it is criminal to allow that to happen, but we need to keep our heads up!

 

[SarahhhLouise]

i know what you mean, i feel bad on my OH as im currently staying with him as its easier for appointments and college and such and he pays for everything, and when i do get money i give it all back to him, it feels like a vicious circle atm, i borrow money before i earn it to buy food, shopping, and then i end up having to give it back at the end of the week when i get paid, and i only get paid 15 quid a week so i end up borrowing again, but my Oh doesnt mind i just feel guilty. xx

 

[Jadelm]

Useless useless people. Oh yeah jade did you get the HIP grant? I sent off for mine couple weeks ago, but i don't know how long it takes to come through?

Got it a week to the day I sent it off Give em a ring to chase it up xxx

 

[MissMamma]

Oh my lord. I'm scared now. Apparently i have to come off jobseekers this week because i'm 29weeks and i have to go onto income support or maternity allowance but theres going to be a huge abyss where i don't get anything! I really don't know what i'm going to do, i'm already behind on bills etc. I hate hate hate money

 

[wishuwerehere]

I had SO MUCH trouble with the benefits office it's unbelieveable...they refused my first claim for no reason I can figure out, though I have tried talking to them so many times...it's impossible to talk to anyone who knows anything, they just tell you they'll get someone to phone back, then they never do!
then I reclaimed and they coughed up straight away, despite the fact that my circumstances hadn't changed at all...but they wouldn't let me backdate it, so I missed out on 2 months of is because of general incompetence. I totally did not expect, when I found out I was pregnant and started looking into benefits, that i'd be going to tribunal at the end of this year!
So, if you're having problems HARRASS THEM until you're blue in the face!

 

[amylou1992]

if you havnt heard anything ring them, and keep on at them that you have no money for food which you need to keep bubs healthy etc. also you can contact your local job center about a crisis loan, you will have to pay it back once your benifts are sorted but its only a smal amount a week.

i was lucky with my 1st because they auto switched it from JSA to income support and the payments didn't stop, carnt see why they don't do this for everyone

 

[LoisP]

Useless useless people. Oh yeah jade did you get the HIP grant? I sent off for mine couple weeks ago, but i don't know how long it takes to come through?

Got it a week to the day I sent it off Give em a ring to chase it up xxx

Ha, so weird, got a letter from them this morning saying i've been payed it x

 

[emmylou209]

i chased my income suport up and they booked my interview and start my payment in FEBRUARY!!!!!! so fone them up if concerned cz my may have F***d ur money up 2!!

xx

 

[LoisP]

Sh*t, i am so worried about my swap over from JSA to income support now. Sounds like they just can't get it right :'(