Nosey lol but just out of interest ! Monthly Bills ?

[Lilysmum17]

I was just wondering how much everyones bills in total, inc rent/mortgage food everything really, come to ? Ours are £1480 and thats mortgage and normal bills, which are as low as possible really, £200 for shopping so not extravagant there, its seem so much and we're not left with much disposable income, around £400 per month but that doesn't even seem to end up being disposable and just gets spent on odd bits ? If its too personal question don't answer lol only if you feel comfortable to ! x

 

[ShadowSeer]

I get housing benefits, so I dont have huge outgoings.

Rent: £25 per month
Council Tax: £10 per month
Water: £30 per month
Gas: £40 per month
Electric: £30 per month
Food: £100 - £150 per month
Travel: £25 per month
Baby stuff: £40 per month

Income is around £700pcm

 

[Ruby x]

rent 550
c/tax 110
elec/gas 40
internet/phone 20
mobiles x2 30
insurance 15
OH CSA 220
o/d fee 30
petrol 350
food 160

think thats about it.

 

[truly_blessed]

we put £1580 per month into the joint account between us to cover all bills, shopping, mortgage, utilities, sky, water, insurances etc. We've just got to the point were we manage to save £100 a month with cutting back on a few things. We do have a chocolate labrador with a sensitive stomach tho who needs more expensive food.

We both pay for diesel, mobiles, haircuts, nails, car insurance and other personal things out of our own money. For me that would be around £200 per month.

 

[topsy]

Mortgage £400
water £20
gas/electric £63-this has just gone down, but it will go up over winter
Council tax £128
TV license £11
pet insurance £6
virgin media £25-£30
DH and mine mob bills-£33
Life insurance £10
DH Pension £40
Shopping £200
Petrol-this is a guess as not really sure how much DH spends £90

Sure I have missed something!

xxxxxx

 

[discoclare]

OMG I dunno! I'll have a go:

Rent: 1100 per month
Council Tax: 135 / month
Elect / gas: ?60
Internet/phone: ?30 (OH works from home)
My mobile: 25 / month (OH has iphone, dunno how much for him)
My travel: ?80 (I use PAYG oyster card), OH works from home, no car
Miscellanous (inc charity direct debits, life linsurance etc): approx 100 / month
DD savings account: 100 / month
Food and other household stuff: ?400 (this is a stab in the dark, though I guess if I wanted I could add it up from our joint account statement!)
DD nursery fees: ?400 (there's a question mark as I can't work out exactly what it is due to the way it's deducted from my salary, it's 670 a month before the tax, NI concessions etc so I reckon it's approx 400 of what would be my take home pay)

I make that about £2300 per month.

We both pay for our own clothes, personal things we want etc (like haircuts) separately. Though I hardly spend anything from my own account as I only ever wear Primark jeans and haven't made time for the hairdresser in the last 6 months! We both save money from our own wages on top of the above, though we don't have a set amount we save, just what we think we can afford to put aside each month.

 

[Leopard]

We are more fortnightly than monthly so I'll do it fortnightly.

Rent: $360
Electricity: $100
Groceries: $150
Internet (monthly): $59.95
Gas (2nd monthly): $150 - $200
Fuel: $50

 

[ellie27]

Mortgage - £ 1500
Council tax - 195
Elec&gas - 65
Internet/phone/sky - 70
Mobiles - £35
Car/Home insurance - 60
Nursery - 250
Petrol - 200
Supermarket - 200
Greenbelt fees - 10

These are all the bills, but we go out a couple times a month, have takeaway couple times, buy things for kids etc so that could be around £200 a month

Total.....around £2785 per month???

Probably missed out lots too!!

 

[Lilysmum17]

Mortgage - £ 1500
Council tax - 195
Elec&gas - 65
Internet/phone/sky - 70
Mobiles - £35
Car/Home insurance - 60
Nursery - 250
Petrol - 200
Supermarket - 200
Greenbelt fees - 10

These are all the bills, but we go out a couple times a month, have takeaway couple times, buy things for kids etc so that could be around £200 a month

Total.....around £2785 per month???

Probably missed out lots too!!

Mortgage £1500 eek and i thought mine was bad at £750 !! you must live in london or close by, or own a mansion x

 

[Lilysmum17]

I'll do a breakdown of mine
mortgage £750
council tax £121
gas n elec £77
2x mobile phones £60
petrol £80
food £200
life insurance £35
house insurance £20
next store card £15
boiler insurance £20
car insurance £55
water £20
broadband £20
childcare 0 at moment but when back at work will be £600 per month !!!

 

[ellie27]

Mortgage - £ 1500
Council tax - 195
Elec&gas - 65
Internet/phone/sky - 70
Mobiles - £35
Car/Home insurance - 60
Nursery - 250
Petrol - 200
Supermarket - 200
Greenbelt fees - 10

These are all the bills, but we go out a couple times a month, have takeaway couple times, buy things for kids etc so that could be around £200 a month

Total.....around £2785 per month???

Probably missed out lots too!!

Mortgage £1500 eek and i thought mine was bad at £750 !! you must live in london or close by, or own a mansion x

Sorry, our mortgage is actually only around £500 per month but we are overpaying as our interest rate is around 1.5% tracker so making the most of it while we can! Mansion??? 3 bed in Glasgow!

 

[Claire1]

This is interesting to see, always thought mine was loads but see its fairly average.

 

[nickibrum]

Rent:: 789
counil tax: 126
car ins: 58
pet ins: 38
mobiles: 70
broadband/talk: 18 (work pays it for me)
sky: 26
gas/electric: 81
water: 17
tv lic: 13
3g: 18
dog food: 40 (every 6 weeks)
cat food: 20 everymonth
our food: 180-200
savings 600-800 depending what we have on

we purchase clothes/petrol and random bits and bobs from our own accounts.

 

[Mummy2onexx]

i'll have a go

rent: £62.18 week
council tax: £107
water : £35
gas/elec: on meters so about £10 a week each on both will shoot up in winter mind!
tv license: £12
sky/internet/phone: £40
OH phone bill (my dad still pays mine aha): £25
our sofa: £29.99
OH car insurance (mine was kindly payed off by my grandma!): £113
bank charges: just switched to a platinum account so will be £17 a month soon!
food: about £40 a week for 3 of us
petrol: between 20 a week on each car
and all other stuff i.e clothes for emmie me and OH i buy as and when is needed so not really a set amount

 

[highhopes19]

We don't have that many outgoings at the moment:

£150 a month rent to my parents
£247 a month insurance for car (gonna be less than half that when our claim is sorted)
£70 a month 2 phone bills maximum
£80 a month loan repayment (wanna pay this off so will probably pay £100 of a month soon)
£100 a month petrol/ car maintanence

Total around £647? Have around £650 left after all bills are paid at the moment

Once xmas is out the way with and LO here looking to save atleast £400 a month depending what comes up
So we can save a bit to get our own place.

 

[Tantan]

Rent:: 100
mobiles: 50
broadband/PHONE/TV : 118
electric: 80
tv lic: 13
our food: 300 - 400
Credit Union (loan) : 400 - 450
Personal Loans : 1100
Credit Cards 200 - 250
Childcare : 400
Life Assurance: 19
Oil: 100
Petrol: 200

OH tries to save 200 - 400 a week (we're trying to get a deposit up)

 

[googoo]

ill have a go
rent-500
gas-100
electric-40
concil tax-125
water-40
tv licence-12
house insurace-15
credit cards-200x2

 

[ttcnewbie123]

Ours are approx.
Mortgage 825
Council tax 148
Water 31
Gas and elec 65
House phone/internet 22
Mobile phones x 2 39
Tv license 12
Food shopping. 200 ish
Petrol 125 ish
Car insurance x 2 60
Home and life ins 30
Contact lenses 13

That's the basics, then on top of that there's clothes, odd takeaways, days out etc
At the moment we have around 1000 a month left after everything which we have been trying to save for just in case its needed when I'm only getting maternity pay as we will be around 1000 a worse off a month!x

 

[oliviarose]

Ours looks like this:

Mortgage £431
gas/electric £80
council tax £77
virgin £60
Tv licence £12
water £57
home insurance £17
mobiles £45
car loan £134
petrol £120
car insurance £100
food 250

 

[leahsbabybump]

this is monthly

rent inc.water rates-360
council tax-100
shopping-260
electric we have no gas-70 in summer 200 in winter
mobiles-45
car insurance paid in full for year
fuel for car-160
tv liscnece-12

we pay out about 1137 per month all in then we just bit and bat at our disposable income when ever we need it we have no debts no loans no credit cards or finance everything is paid for outright at the time we buy if we cant afford it cash we dont get it so we allways know were we are and we are in the process of saving as much as we can each month so we can buy our house morgage free in 5 years we will be able to do so