Stupid stupid health insurance (UK)

[Snow Owl]

At my work we have a small health insurance set up that we pay £5 a month into and it covers us for so much dental, eye care, chiropractor etc.

There is also a maternity lump sum.

Well we just rung to claim and turns out as my company changed health insurance policies last year things have changed.

We got auto qualifying on all payouts BUT maternity. Turns out I don't qualify by 1 month

That's £500 I could have had if work hasn't changed policies or they didn't have their stupid stupid qualifying period

We had plans for that cash (breast pump and stocking up on nappies etc) but now we don't have it.

Just needed to rant as I've just burst into tears on my OH

We're so tight each month it's one hell of a blow

 

[Pearls18]

Shouldn't they have informed you about changing the policy?x

 

[MrsRH]

I'd put this in writing to your manager/ HR..... failing to inform you of the policy change may constitute a breech of contract.
I'd be cheeky and ask your employers to stump up the money!!

 

[Abz1982]

Hmm, pretty sure they have to inform you. Every year we get emails 1 month before our poliys are up, so to speak. and you have that month to amend details, cancel or change etc. We also get copies of all the new policy docs.

 

[Snow Owl]

Oh we got told had meetings etc. I've gone back through my paperwork and in the teeny print it explains about maternity being the exception. Yeh they forgot (the health insurance company) to mention that bit didn't they!!!

 

[Ceejay123]

Ah Honey im so sorry. x