hi
You have had alot of helpful comments & alot of them are about waiting & living first which is very important for you to think about, but if you dont mind i'm going to give you my story which is from a different point of view.
I met my OH when i was 16. I found out i was pregnant when i was 18 & had DD at 19.
TBH i didn't feel a strain on me & OH at all, we were a great team, he was very supportive of me & made sure i was ok & he is the best dad in the world & he loves our daughter, our family, more then anything & i would never doubt this.
We lived with family (OH mum & my parents) until DD was 2 & a half years old.
This was really hard, i didnt feel i could do what i wanted to do as a mum & always saying sorry for disturbing anyone during the night, plus everyone felt that they were allowed to take DD whenever they wanted without really listening to the fact that i didnt want them doing that (i was worried that my newborn wouldnt have a strong bond with me if all different people kept picking her up when she cried) plus you get so much unwanted advice.
But then that depends how your relationship is with your family, if they would listen to you.
But we were able to save money & we are now in a council flat, it was hard to get we had to fight for it alot & we had to bid on properties that were far away from OH work, but we got lucky.
I have lost all my friends, they dont have children yet, but right now they dont seem very important in my life, all that is important for me right now is my family & i love it that way.
It can be challenging as a mum, children like to test you & try to push you to your limit & also they love to creep into your bed in the middle of the night, but to be honest with you having my daughter is the best thing i have ever done, she brings me so much happiness & shes funny & she does so many cute things & its amazing to watch her grow & to develop & i love teaching her new things & she shows me everyday how much she loves me & we have so much fun together.
I personally would rather spend my money taking me, OH & DD on a special day out then go drinking & clubbing.
Me & OH will go out now & again to the cinema or out to eat, but we usually stay in play on the ps3, watch films, ...have a shower together
Having a child young does not end your life, but you wont be able to do everything you want sometimes, but once your child has grown you will still be young enough to do alot of the stuff you had planned, theres bound to be over 40s nights right?
Right now me & OH are ready to get engaged (hoping i will get my surprise soon) & we are planning baby no2.
Every family has their own problems & every family does things that not everyone will agree with but aslong as you & your family are happy then why care what everyone else thinks.
You just do what you think is right, feel free to PM me if you want.
Good luck with everything x