Scooby12345
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As the title says, i may think about moving before i finish maternity leave, will lenders take my salary into account?
Will be on maternity leave effect me changing my mortgage if i want to move house?
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Lynz16
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I would go and make some appointments to speak to the mortgage advisors at the bank and find out what their policies etc are on maternity leave.
We bought our first house when I was 20 weeks pregnant and there was no problem but by the time we went through with the sale and had to go back to the bank to complete the paperwork it was obvious i was pregnant and we ended up having to double our deposit to actually get them to go through with the mortgage because the bank couldn't get insurance to protect themselves because I was pregnant and would be 'losing' my wage!
If you already have a mortgage it will more than likely not be a problem but if I were you I would double check before committing to anything xx
We bought our first house when I was 20 weeks pregnant and there was no problem but by the time we went through with the sale and had to go back to the bank to complete the paperwork it was obvious i was pregnant and we ended up having to double our deposit to actually get them to go through with the mortgage because the bank couldn't get insurance to protect themselves because I was pregnant and would be 'losing' my wage!
If you already have a mortgage it will more than likely not be a problem but if I were you I would double check before committing to anything xx
