Why can money be taken out of your account ASAP but a refund can take between 10-15 days???? Just had my shopping delivered from asda, and found this!!! https://i32.photobucket.com/albums/d22/jodielou/100_1405.jpg Oven top muffins that are mouldy!!!!! Called them and said would refund but would take that long!!! Taking p*** springs to mind Bet it cost me more to call then they are worth!!!