Ttc: we have 3 frozen embryos from our last cycle. We were going to do a fresh cycle to get as many as possible before I get older (DH's idea), but I'm rethinking that now that we're getting close to starting the cycle. FET sounds much easier on the body. And if it shaves 2 weeks off the schedule, that would be awesome! Does it? I'm still waiting for that answer from my doctor.
Well.. I think it all comes down to your age and your AMH? Were you diagnosed with having diminished ovarian reserve? Are your embryos of good quality?
If you have insurance that allows you to do IVF, then maybe do another cycle in 2013 to get more eggs, then you can do more FET's if it doesn't work, or potentially have more embryos for 2014/15 to have a second shot?
I think you need to sit down with DH and your FS and look at your egg quality, embryo quality, DH sperm, your original infertility issues, the toll a fresh IVF cycle takes on your body, along with any other testing they may want to do, and come up with a decision.
FET does not shave time off your cycle, the type of cycle your FS chooses will possibly shave time. A cycle is either a long lupron cycle where you are on BCP and then lupron then followed by a typical 28 (or so) cycle.
If you skip the BCP and lupron, your cycle is still your normal cycle, that is somewhere around 28 days. The long lupron cycle or a normal cycle can be used in both fresh and FET. So there is no shaving off time (besides skipping the BCP and lupron). It just depends on what your Dr determines is the best protocol for you. His determination will be based upon your hormone levels and whether suppression is necessary prior to your cycle. Suppression is helpful if you have hormone imbalances (PCOS), or are apt to respond too well to stimulation. It is also used in FET, I think to help control your estrogen level so that it doesn't get too high to fast? (this is just an assumption as I have not researched this yet).
If I were in your shoes, and knowing that you have never done a full IVF cycle (that your last cycle was initially an IUI that got pushed into an IVF), and knowing that you paid for insurance for IVF for 2013, I'd go with a full fresh IVF, and get your FS to create a protocol that suits your current fertility issues. With that in mind, you will want him to tailor the cycle to improve embryo quality (if necessary) and improve total quantity (if possible) so you can then do a fresh transfer, and have embryos to freeze for future use! That being said, the final decision is yours, and one you should make with your DH and FS! Tough decisions, but I'm sure you will make the right decision for you!
I have spent many hours researching IVF, the ups and downs, and I have an analytical mind (I problem solve for a living) so I guess it lends itself to understanding IVF. Also, part of my jobs is to convey technical issues in a way that most people would understand. Plus I hope that my thoughts will aid you (and others who may read this in the future). If there is one thing I know, its that IVF is an amazing thing, but so difficult for couples as there is so much left unsaid. Plus there is so much research to do in the field to understand why IVFs fail, and how protocols can be further improved upon.