Anyone gotten short term disability with UNUM?

[Mabv812]

My understanding is that if I have a regular birth I would get coverage of 60% of my income from weeks 2-6 post birth, with week 1 being whatever sick time I have left for the year from my job. Anyone have experience with c section getting covered for 8 week? Also, is there a max payout or will they just give you 60% of whatever you made highest quarter the year prior. I've heard horror stories of people being denied and the agent I spoke with on the phone wasn't very nice.

 

[stellababy]

I had unum twice before with my kids no issues, and planning to use them this time as well. Everything went smoothly. They paid 8 weeks due to me having a c section both times.

 

[Mabv812]

Thanks for the info. It's good to hear that everything went smoothly for someone. I had a c section with my first born and now I have to decide if im going to get a vbac or repeat section. It's sad when I'm making my pros/cons list that the extra 2 weeks of income from a c section goes into my decision process :/

 

[stellababy]

I know! This is just so pathetic. Maternity coverage is a joke in the US