Anyone used an Argos card?

[Snowball]

I'm really tempted but I'm worried I'll be rejected for one. I've got a Next account and an overdraft but I got rejected by Littlewoods last year so I'm worried Argos will too :/. Are they meanies on the credit does anyone know?

 

[angie79]

i have one and i have the worst credit history ever - mine was £400 limit

 

[Heidi]

I have an argos card. I got rejected for it once then i moved address and applied again and got one!!! lol
I wish i hadn't got one though i've put so much on it

 

[kelly2903]

you can apply online less embarrassment if they deny it lol x

 

[amie-leigh]

my OH got refused because he has never had credit

 

[Snowball]

Argh I've just gone to apply and it says I need details of employment but I'm a SAHM. Grrr, there's no way my DH will take one out either because he's a scrooge

 

[sweetlullaby]

think you need to be working to get one....arg my brain wont work lol i should know i work for home retail company lol in homebase though! you could apply for homebase one instore they do it over the phone and they dont get told you've been refused etc they just say that you'll get a letter between 7-10 days and you could still get it lol you can use homebase store card in argos and vice versa!xx

 

[Snowball]

I applied and got one! Have been reading reviews about people getting charges applied for no reason though? Unless that's an excuse for not paying in time

 

[sweetlullaby]

think you get 54 days to pay your bill if its under £190 pounds. If over £190 then you get 3 months to pay if over £500 then 6months if over £1000 then 12 months and if you dont pay in time then its really high interest charges etc!