zombiedaisy
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DH and I are building our credit so we can buy a house in hopefully a year or two. We obtained a car loan, have made all payments on time for almost a year now. We're wanting to get the car paid off early, but want to make sure it wont look bad on our credit either. Our credit score is still low, and we have about everything on there paid off minus one bill that has to wait until we get our taxes in Feb.
Even with the car loan, it seems impossible for us to obtain any type of credit card, so the only recurring credit we have is the car loan right now. Does anyone have any tips on what we could do to help our credit grow so we have good odds at a loan in a year, two years max (we're really hoping for a year). Is getting the car paid off faster a good idea?
Even with the car loan, it seems impossible for us to obtain any type of credit card, so the only recurring credit we have is the car loan right now. Does anyone have any tips on what we could do to help our credit grow so we have good odds at a loan in a year, two years max (we're really hoping for a year). Is getting the car paid off faster a good idea?
