I Hate having no money!

[Abz1982]

I just totally hate it!!! I get SMP, and some money from OH. The SMP goes almost entirely on paying off my loan etc.
I went OD last month, and they have just taken off interest of £30 (I have a 2k overdraft already ) and a OD fee of £28, and that's taken me £31 OD again , so I will be paying th same next month as well..........................this totally sucks and there is no way out of it for the foreseeable future ....................waaaaaaaaaaaaaaaaaaaaaaaaaaa

 

[MrsRH]

keep your chin up hun
can you generate any more money.. selling on ebay etc just a thought?
xxx

 

[Gems]

I know how you feel hun, all my money goes on paying off credit card and child care. Its cr*p ! I agree with MrsRH, try selling some stuff on ebay, i do and make a little each month to take the edge off.
Chin up and if it gets too bad really do speak to someone. Big hugs xx

 

[booklady]

have you thought about something like Usborne Books?

 

[Abz1982]

Unfortunately in this neighbour hood there is no way I am doing anything that involves door to door anything. Its too rough!

I do have a few things I might see if I can sell. Unfortunately OH has LOADS of Xbox games, but 2nd hand they are only worth about £10 if that - even if still full price in the shops!

I am thinking I might have to really swallow my pride and ask my dad for a loan then set up an agreement with him to repay everything. But its like 3k for my credit card and bank account - but paying £50 to him monthly is better than £50 to the bank!

 

[kitty_kitty]

Unfortunately in this neighbour hood there is no way I am doing anything that involves door to door anything. Its too rough!

I do have a few things I might see if I can sell. Unfortunately OH has LOADS of Xbox games, but 2nd hand they are only worth about £10 if that - even if still full price in the shops!

I am thinking I might have to really swallow my pride and ask my dad for a loan then set up an agreement with him to repay everything. But its like 3k for my credit card and bank account - but paying £50 to him monthly is better than £50 to the bank!

My dad does this with my brother and it has worked really - my brother pays by standing order so it nevers misses

 

[booklady]

Unfortunately in this neighbour hood there is no way I am doing anything that involves door to door anything. Its too rough!

oh don't worry, there is absolutely no door to door with Usborne, I think you're mixing it up with Avon and Kleeneze.

we sell at home parties, toddler groups, fetes and fairs, I have been with them 9 years and have never cold called on a house.

 

[Abz1982]

Ahh, so a tad more like Ann summers but for books? lol. Kinda same issue - In this neighbour hood no one will take you up on that and of the groups I have already been to - well lets just say the welcome wasn't the warmest . Its like 'Are you Local?'.

I am a terrible, terrible sales person