I have no overdraft so....

Discussion in 'Work & Finance' started by AtomicPink, Dec 12, 2009.

  1. AP

    AP Well-Known Member
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    ...that means I cannot go overdrawn right? Never. Not on my nelly.

    I am starting to worry that once funds get low some stupid thing will happen, thus incuring me bank charges!

    I only have a clydesdale debit standard bank account.
     
  2. ChloesMummy

    ChloesMummy Well-Known Member

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    I dont have an overdraft on my direct debit account and I went overdrawn by £1.44 (forgot my sky had gone up) The Halifax are now going to charge me something like £35 for going overdrawn and £28 for using an unauthorised overdraft :saywhat: Im not impressed, they have only just put these charges up. Im gonna move banks! Just be really carfull hun x
     
  3. suzib76

    suzib76 Well-Known Member

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    does it hell mean you cant go overdrawn - these banks are total buggers for this, i would recommend you keepo a very close eye on your balance as if they pay a dd and you go even a peeny over they will charge you, or on the other hand they may refuse a dd if there is not enough cash to cover it, and also charge you
     
  4. MrsBop

    MrsBop Mummy of 2

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    Yeh we went about £2.50 over and we got a charge! Wouldn't mind but we had the money in the savings it was linked to so why they couldn't just take it out of there I do not know!
     
  5. JayleighAnn

    JayleighAnn Guest

    I went over by 6 off quid and I don't have an overdraft (too tempting!), and I went into the bank and questioned it and they said they would take the charge off this once (I'm with Lloyds) but next time it will be a £15 unauthorised overdraft charge and £6 per day fee.
     
  6. Jemma_x

    Jemma_x Mummy and Engaged

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    I didnt have an overdraft and went over by £2 something and got charged £25 and they wouldnt take it off so i now have an overdraft of £20 to make sure if i did go over by accident i wouldnt get charged but i do make sure i never go into the overdraft on purpose
     

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