what insurance do you all have? I have Kaiser Socal.. 50% coverage for IUI and 0 for IVF
anything infertility related costs me 50% no copays here! this cycle will = 1000 out of pocket.. startin to wonder if this doesnt work if IVF maybe a better investment.

good luck all!
I have Aetna. They cover diagnostics only so my U/S, meds are covered with copays ($30 for visits / $45 for Ovidrel, and other med are $5.00 copay). My sperm washing / insemination is $224.00 at my office, so that is out of pocket, and the supplements that we are taking ... I am spending about $500-600 per cycle including buying OPK kit, and all the other fun stuff that comes along with it.
My thoughts going the IUI route was that it is 20-30% chance and IVF is only 30% chance too, so if it works definitely worth the savings of $10K for IVF (my IVF is not covered either). My DH and I are thinking of adoption rather than IVF if IUI's do not work. Personally, my brother was adopted, so I am mentally fine with going that route. I would rather spend the $10-15K on the adoption knowing I will have a little one there .. but, we all have to make some tough decisions with trying to have a child.
Wishing you luck, but just wanted to let you know my DH and I went through the same thoughts and that is how we came to the conclusion.