Places to rent without paying no deposit?

[jenny_wren]

if you're living together you'll need to have
both your names on the application

put him as the main person though as he's earning
less ​

Aha thank you. We will do.

I do have £3,000 saved up but I cannot touch it as it's in my parents account. I lent it to them a time ago when I didn't think I needed it. They still need to find out about pregnancy (waiting till scan next Tuesday) so I think I could maybe use some of that. But i'd rather not as I wanted to use it for a cheap car and a few baby items.

i'd speak to the council first and ask them about their
'rent in advance scheme' that way they'll pay your deposit
you pay the first months rent and you'll be able to move out
quicker because you have the money in savings now
anything above £3000 in savings they will class as an income
and will deduct it from your benefits btw!

you're in a really good situation though!!

xxx​

£3,000 is in my parents account. They did this so I wouldn't get taxed and because they needed to borrow the money to do the kitchen and I think they have enough to pay me back now. So I could possibly take out £1,000 or how ever much desposit and pay and they can be none the wiser about the rest.

i didn't realise it was in their account ... in which case they
cant deduct it as it'll be classed as your parents money which
they're giving you as a gift lol

but yea you're in a good position, you could see estate agent
and do it through them but it would cost you about 1500 or
do it through the council and pay for the first months which'll
save you quite a bit ...

what they did for us was lend us the first months rent and the deposit
and we're paying them the rent back, but if they paid for the deposit
and you paid the first months rent you wouldn't have to pay them a penny
back they'd get the deposit back when you eventually move out

hope im making sense LOL

xxx​

 

[mum2beagain]

tell me about it down south is a joke it may also be differnt bacause we hadnt had our dd when we put the claim in so we were just a couple coz then they will only pay for what u would be entitiled to say up to a 1 bed place untill baby is born

1 place bed? That's silly. It's only £100 or so extra a month for a extra bedroom in Peterborough so me and OH are fine with that. I'm glad I moved aha, I used to live in Portsmouth.

i live in guildford the rents are so high its rediculouse lol

 

[Yazz_n_bump]

i really dont know anything about the system so cant help you there, but just reading through i think your parents will be much more willing to help out once they know about the baby and can hopefully give you some of that money back for a deposit xx

Thank you, but I'm so unsure. I don't even know how they will react to the news, or the fact that me and OH wish to find our own place.

 

[jenny_wren]

tell me about it down south is a joke it may also be differnt bacause we hadnt had our dd when we put the claim in so we were just a couple coz then they will only pay for what u would be entitiled to say up to a 1 bed place untill baby is born

1 place bed? That's silly. It's only £100 or so extra a month for a extra bedroom in Peterborough so me and OH are fine with that. I'm glad I moved aha, I used to live in Portsmouth.

i live in guildford the rents are so high its rediculouse lol

it's day light robbery down here!!
dont get me started on the council tax and water rates either!

my oh wont move away from his family so we HAVE
to pay stupid amounts of rent!​

 

[jenny_wren]

i really dont know anything about the system so cant help you there, but just reading through i think your parents will be much more willing to help out once they know about the baby and can hopefully give you some of that money back for a deposit xx

Thank you, but I'm so unsure. I don't even know how they will react to the news, or the fact that me and OH wish to find our own place.

parents are always shocked but you cant
live at home forever i'm sure once they come
round to the idea it'll all fall into place!

xx​

 

[mum2beagain]

tell me about it down south is a joke it may also be differnt bacause we hadnt had our dd when we put the claim in so we were just a couple coz then they will only pay for what u would be entitiled to say up to a 1 bed place untill baby is born

1 place bed? That's silly. It's only £100 or so extra a month for a extra bedroom in Peterborough so me and OH are fine with that. I'm glad I moved aha, I used to live in Portsmouth.

i live in guildford the rents are so high its rediculouse lol

it's day light robbery down here!!
dont get me started on the council tax and water rates either!

my oh wont move away from his family so we HAVE
to pay stupid amounts of rent!​

lol water rates are bloody ludicruse we have a similar situation with my oh and his family lol bloody men eh

 

[jenny_wren]

tell me about it down south is a joke it may also be differnt bacause we hadnt had our dd when we put the claim in so we were just a couple coz then they will only pay for what u would be entitiled to say up to a 1 bed place untill baby is born

1 place bed? That's silly. It's only £100 or so extra a month for a extra bedroom in Peterborough so me and OH are fine with that. I'm glad I moved aha, I used to live in Portsmouth.

i live in guildford the rents are so high its rediculouse lol

it's day light robbery down here!!
dont get me started on the council tax and water rates either!

my oh wont move away from his family so we HAVE
to pay stupid amounts of rent!​

lol water rates are bloody ludicruse we have a similar situation with my oh and his family lol bloody men eh

yours a mummys boy too?

things would be so much easier if i were single lol
could move to cheap old scotland then

xx​

 

[Yazz_n_bump]

if you're living together you'll need to have
both your names on the application

put him as the main person though as he's earning
less ​

Aha thank you. We will do.

I do have £3,000 saved up but I cannot touch it as it's in my parents account. I lent it to them a time ago when I didn't think I needed it. They still need to find out about pregnancy (waiting till scan next Tuesday) so I think I could maybe use some of that. But i'd rather not as I wanted to use it for a cheap car and a few baby items.

i'd speak to the council first and ask them about their
'rent in advance scheme' that way they'll pay your deposit
you pay the first months rent and you'll be able to move out
quicker because you have the money in savings now
anything above £3000 in savings they will class as an income
and will deduct it from your benefits btw!

you're in a really good situation though!!

xxx​

£3,000 is in my parents account. They did this so I wouldn't get taxed and because they needed to borrow the money to do the kitchen and I think they have enough to pay me back now. So I could possibly take out £1,000 or how ever much desposit and pay and they can be none the wiser about the rest.

i didn't realise it was in their account ... in which case they
cant deduct it as it'll be classed as your parents money which
they're giving you as a gift lol

but yea you're in a good position, you could see estate agent
and do it through them but it would cost you about 1500 or
do it through the council and pay for the first months which'll
save you quite a bit ...

what they did for us was lend us the first months rent and the deposit
and we're paying them the rent back, but if they paid for the deposit
and you paid the first months rent you wouldn't have to pay them a penny
back they'd get the deposit back when you eventually move out

hope im making sense LOL

xxx​

I'm going to go to council next Tuesday hopefully after the scan with OH. Even though they won't house him maybe they'll help us. If they gave us deposit money that would be simply amazing.

 

[jenny_wren]

I'm going to go to council next Tuesday hopefully after the scan with OH. Even though they won't house him maybe they'll help us. If they gave us deposit money that would be simply amazing.

no harm in asking, they probs wont do anything until
you're 24 weeks but it's always good to get a head start
on everything i went to them about an hour after my
12 week scan filled out all the forms, gave them all my
documents to photocopy and got everything done, im
a tad organised when it comes to these things lol then
i went back after my 22 week scan so they could see
everything was progressing and we had a place when i
was 36 weeks gone, but you should get one much quicker
as you wont have to wait about for the funds lol

xxx​

 

[mum2beagain]

[/QUOTE]

yours a mummys boy too?

things would be so much easier if i were single lol
could move to cheap old scotland then

xx[/CENTER][/QUOTE]

yes very much a mummys boy lol x

 

[jenny_wren]

atleast im not the only one with a sap!​

 

[mum2beagain]

i wouldnt mind but hes 25 and were married lol still he has to see his mum on a weekly basis or hell breaks loose

 

[jenny_wren]

i wouldnt mind but hes 25 and were married lol still he has to see his mum on a weekly basis or hell breaks loose

SNAP except we're not married!
we see them every weekend as well
and when she phones he'll run to her like a shot!

he's one of 4 boys but for some reason he seems
to be mummys little angel

but if i wanna see my mum he MOANS

we even moved into a place that's round the corner
from his mum so he wouldn't be too far away lol

xx​

 

[Midnight_Fairy]

Do you have a charity called Open Doors near you?

 

[glitterbomb]

I'm not sure where you are, but on craigslist I see apartment complexes running specials like a 99.00 deposit and first months rent free.

 

[lily123]

Do you have a charity called Open Doors near you?

As in the Christian Charity? x

 

[MyFirstNoodle]

Jenny_wren you were lucky to get a property so quickly when you were pregnant. Do you privately rent and the housing pay or isit council?

My OH had a baby with his ex and they had to live in a hostel until his daughter was a year old before they got a proper place. Most of the people I know in London that are either single mums or can't afford to privately rent and need to go on housing benefit etc have had to go into hostel for a good while after the baby is born......Its really bad!

I'm currently on the council list band C but I would be waiting years before I find somewhere.

There is some estate agents (I dont have a clue which ones sorry) but they help to house people that are on benefits....they find you the property you are looking for, Move you in straight away and arrange for housing benefit to be paid into the landlords account. As for the deposit before hand some do ask for deposits but they do allow for it to be paid bit by bit each month.

The others that dont want deposits you usually need a guarantor to sign papers saying (in normal language) "if person X and person Y trash your house and dont pay rent then I will be liable to pay it" The guarantor also needs to provide bank statements ect to prove they would be able to cover your rent i.e show their (guarantors) wage slips.


The only reason why I know all this even though Im not a single parent but my mum was and our grandad was our guarantor when we moved back to London from Ireland. So maybe your mum or dad could be your guarantor ?? Good luck hun xxx

 

[debsxhim]

I don't live in the UK, but here they usually require a deposit. Perhaps talk to a relative or friend and ask to borrow money for the deposit and say you will pay them back as soon as you get your first check? They do deposits for damages and stuff. Maybe if you find a website of a place you like, you can tell them you will not have money for depoist until NEXT month and see what they say. If you're lucky enough they will tell you its fine, and just nag you to pay it if you don't.

Good luck.

 

[jenny_wren]

Jenny_wren you were lucky to get a property so quickly when you were pregnant. Do you privately rent and the housing pay or isit council?

we had an eviction notice and the council agreed that
if we stayed with my oh's folks for another month they'd
find us somewhere to live, they gave us a choice between
2 flats and we picked this one and moved in 4 weeks after
viewing it ... we're privately renting because we didn't have
enough points to get a council house so we're here until
we have another lo and we'll go back to the council and see
what they can do we get housing to help with the
rent as it's the highest it can be for a 2 bed and they paid
our deposit for us to move in. it was either they help us or
we became homeless ... we were offered a bnb but it was 200
a week which we couldn't afford so we agreed to stay an
extra month if they put us in contact with some landlords

xxx​

 

[MyFirstNoodle]

Jenny_wren you were lucky to get a property so quickly when you were pregnant. Do you privately rent and the housing pay or isit council?

we had an eviction notice and the council agreed that
if we stayed with my oh's folks for another month they'd
find us somewhere to live, they gave us a choice between
2 flats and we picked this one and moved in 4 weeks after
viewing it ... we're privately renting because we didn't have
enough points to get a council house so we're here until
we have another lo and we'll go back to the council and see
what they can do we get housing to help with the
rent as it's the highest it can be for a 2 bed and they paid
our deposit for us to move in. it was either they help us or
we became homeless ... we were offered a bnb but it was 200
a week which we couldn't afford so we agreed to stay an
extra month if they put us in contact with some landlords

xxx​

Wow thats not too bad I suppose!! The council dont really care down here....you would be stuck into a hostel until they found you somewhere which WOULDNT be on top of their priority list! £200 a week with only one of you working is alot......it makes you think dont these people realise how expensive it is to rent/buy food and basicaly LIVE off one persons wages supporting a family!!! how could they even offer a bnb at that cost !! But glad you have somewhere now.. I hope when you have your next LO they are just as quick for you xx