Confused re: eligibility for tax credits (maternity leave)

[JamTarts]

I've been on a couple of the online benefits calculators but each one gives me a different response and I'm looking for a more definitive answer.
OH earns £29k per annum; I earn £33k so we are not currently eligible for tax credits.
Baby is due in late January, and I get 6 weeks at 90% maternity pay then 12 weeks at half pay plus SMP so my income for 2014/15 is not going to be much lower than 2013/14.
I'm planning to go back to work in November (at the end of the 21 week SMP period), dropping my hours from 36 to 30 per week. I'll also be paying childcare of at least £175 / week.
I've calculated my income for 2015/16 will be around £14k (minus £100 per week of SMP) but can someone tell me if a joint income of £43k is still too high to claim either CTC or WTC?
My 2nd question is, if we are eligible, when do I make a claim? In Jan/Feb when baby arrives, or the new tax year in April?
Obviously in 2016/17 I'll be earning £27k so my entitlement will stop.

 

[My_First]

Its still too high im afraid:

https://www.gov.uk/government/publi...orking-at-least-16-hours-and-paying-childcare

 

[My_First]

This is a helpful page:

https://www.gov.uk/government/collections/tax-credits-entitlement-tables

 

[JamTarts]

Thanks for the response. That makes it a lot clearer. I still don't understand why the online calculators offer conflicting advice to people though.

 

[Buttercup84]

I found these entitlement tables handy for child tax credits.
Without childcare https://www.gov.uk/government/publi...le-working-at-least-16-hours-and-no-childcare
With childcare
And with: https://www.gov.uk/government/publi...orking-at-least-16-hours-and-paying-childcare
With one child your joint income needs to be lower than £25k to qualify for child tax credits, and for working tax credit it's much lower than that.