CSA

[Snowball]

I need some info on it. Basically ex DH has told me that if I do this then it's likely I'll end up out of pocket

The thing is, I don't have a clue how much he's bringing home thesedays and all I have is what he says is 25% of his wages (which is what the CSA would get). He's been adamant that I shouldn't go through the CSA because I'll end up money down on what he's giving me and it's such a variation that some months I may even end up oweing him money!!!

Is this true? Is it a bad option?

 

[sophxx]

how will you end up money down? are you sure hes not just pulling a fast one? how will you owe him money ? id ont get where hes comeing from at all

id def go through the csa i bet you find you end up with more money or him than less x

 

[Snowball]

how will you end up money down? are you sure hes not just pulling a fast one? how will you owe him money ? id ont get where hes comeing from at all

id def go through the csa i bet you find you end up with more money or him than less x

He said that because it's a pecentage of his earnings then it won't be the same amount every month. So one month I may get £500 and then the next I'll get £300. I didn't really understand what he was going on about tbh. It's just he hasn't set up a DD for it yet and goes on that I owe him money that he's taking from my maintanence and he'll pay me what's left over. The thing is, I'm broke right now

This is going to sound really selfish but if we go down the 'If you owe me money, I'll just take it out your maintanence' route I can't see me ever being ab oe to afford our kids.

 

[AppleBlossom]

Ignore him, he doesn't want you to go through CSA because they can keep an eye on his earnings. FOB refused to let me go through CSA and I was stupid to agree because he doesn't pay the right percentage on what he earns but CSA still haven't got back to me or him because they're bloody useless. But if you want to make sure you squeeze him for every last penny, definitely go through CSA

 

[spellfairy]

I think its 17% of his wages and if he earns less than 800 a month then you only get afiver a week. I am happy my ex hubby made me go throu csa, cos when he does overtime i get more and i always get my fair amount without having to ask for it or feel guilty when he hands it over. Now the cost of what i get will be deducted if he ever took my daughter for a night or two but so far he doesnt as he likes to live in another country his loss!!! go on the csa website to the calacutor and put in what you think he earns? and if he lives in another house with children then that will make the money go down. The csa prefer parents who make their own arrangements but they can help if he being bad. On the other hand i have a partner who his family and him take the daughter three days a week , she doesnt work, claims every benefit, has a new man doing everything during week for her daughter, she is her meal ticket.... and my oh gives her money for her as well as buying her clothes for half the week she is at theirs! its unreal..my partner has the child 3 days a week and has to give money and she has her the other half and gets loadsa money from government and my oh! women like that make me sick...

 

[sweetlullaby]

I agree with going down the csa route - it's regular paid monthly and ex OH can't "cancel direct debits" as and when it suits him etc or change the amounts.

Mine was all down withing about 8 weeks max and that was over the christmas period there. So far no variations in the amount I get though we're only on month 3 and I have no idea about "having to give money back" but personally think it's a load of bollocks

 

[Tasha]

The only reason he would be pushing this, is if he isnt giving you enough. It goes on an average wage, so it wont change. Tell him your going through CSA and will set a direct debit of £20 a month for what you owe him once maintenance has bee received.

 

[2245db01]

you will never owe him money csa make sure its all sorted and correct, imo he earns alot and dosnt want you takin any more than he gives, he obviously knows csa will give you more than he is now so id go thru csa, least its guarenteed then too x

 

[OnErth&InHvn]

I dont know about there but here, the amount taken out doesnt change based on hours/how much his paycheck changes. They base it off his hourly wage. They also DONT just go by what he tells them, they can contact the employer too to verify.

 

[billy2mm]

ignore the loser!! he is just trying to get out of paying what heis meant to for the kids!!

and how does he work out that you ever owe him money?! he was the breadwinner and is no longer there providing money for his family so he owes you a hell of a lot imo!!

 

[Linz88]

u wont end up having to give any money back to him, there is a set amount and he will have to give L.O the same amount every month, unless his circumstances change!

 

[lisabee]

Someone posted about CSA in another forum as far as I can gather the CSA are making changes to THEIR fees between 7 and 12% so whatever your supposed to get a % will be taken off to cover their fees

Not sure if this is already in play or its something that will be done in the future

 

[cw_249]

I have experience of this on both sides, getting maintenance from my ex and oh paying maintenance to his ex.
The amounts are 15, 20, and 25% of his wages, for either 1, 2, and 3 or more children. If he has children to more than one woman then the same amount is taken, but split between mums (ie my ex has 2 kids to me and 1 to someone else, he pays 25%, i get 2 thirds of this and she gets 1 third).

If he has other kids at home, then before they look at what he has to pay they will reduce his income by 15, 20, or 25%, dependant on how many he has, then continue to take the amounts from his new amount.

There are no fees payable to the csa, its a government agency. If the amount he earns varies from month to month then the csa can take considerably more from him.

If you owe him money, it has absolutely nothing to do with him paying for his kids, and he can't link it. You pay him what you can afford, if you think you owe it to him and want to. If you go through the csa and he has to pay you more, which sounds likely to me, then before you pay him anything take off from the amount you owe, the amount he hasn't paid you. I had to go through the csa with my ex as he was using him paying me directly to try to control me and i couldn't copy anymore!
Good luck