Hey Girls! I know we are located all over the world on this forum so.... I have a quick question regarding insurance and birth. Some details regarding my policy: I have a $300 deductible. 80/20 and a max out of pocket of $2000 per person. I know my OBGYN does a global fee where I am billed for all prenatal care/sono's/delivery at the end. I am pretty sure that I will meet the $2000 max out of pocket for the hospital. Is the baby care at the hospital under me for $2000? Or will the baby get a separate bill - meaning I will have to pay $2000 for me and $2000 for the baby?