Help pleeeeeease girlies

[JessicaM123]

Can i please get some opinions if anyone has had problems with housing when they were pregnant? posted in home life but thought here would be ideal as im guessing a few of your live with your parents

I am 22 weeks pregnant and currently live at home still with my mum and dad and brother. I live in a large 6 bed house. My OH lives with his parents also (him being 24 this baby is a real kick up the bum don't worry!) We have been saving to rent for a while, but i fell pregnant, making it a ticking time bomb.

See i live in oxford, therefore to rent a 1 bed flat you are looking at £1000 a month, a 2 bed house is absolutely out of the question. but originally, with money help from my dad we were going to be able to just about manage.

My parents, have just this minute given me a ultimatum, instead of helping us out with money: To stay living with them, my boyfriend can move in with us paying rent of £500 a month, which will in effect go into a savings account which will then contribute towards a deposit to actually buy a house (including more money from my dad) in perhaps 6 months after babys born.

See i feel so grateful and lucky to be given this, but i feel so upset as i want to be in my own place. But they are right, renting somewhere the money will go nowhere, but with them it will benefit us further on.

Its not like we have a problem with space at my parents, i just want to be out in my own place with my baby and OH.

Has anyone lived with their parents for a while after the birth??

xxx

 

[ClairAye]

Do you not have any housing associations/council housing? x

 

[JessicaM123]

I do, but ive never really thought about applying, i can afford to rent.

Also my parents have a lot of money, and we have a very big house. Overcrowding wouldnt really be a valid reason to get one. And i think surely even if i signed up now, it would be a while after baby was born until i got one?

xx

 

[MummyMana]

I haven't had my baby yet but st the moment it's looking unlikely that we'll be able to get our own place before she gets here, even if we get a place through the council where the rent will be cheaper, my partner won't be in the clear money wise til the Babys due, as he got emergency taxed for no reason and gets paid monthly :/ I live in a 3 bed house with my Mum, dad and sister, and my partner in a 1 bed flat with his Mum, so space will kind of be an issue for us :/ I'd say your very lucky that your rent will be going towards deposit to buy your own place! I understand wanting to be in your own space but it sounds like if you stock it put where you are it'll be well worth it in the long run!

 

[ClairAye]

Depends, we're still waiting for 2 bed, hopefully in January we might move! You'll likely get housing benefits, our rent with housing is only £56 a week

 

[xVAP]

I'm sorry, I'm not in this situation - yet anyway. I live in a 5 bedroomed house, but there are 7 of us. FOB lives in a 2 bedroomed apartment and there's two of them. I think that staying at home would probably be the best thing in the long run. Yes, it's gunna suck if you feel like you're not independent, but it WILL benefit you. Besides, as long as your parents dont get really bad at back-seat parenting, you might have a little more help with LO?

 

[lizmageeful]

This legitamitely seems like a no-lose situation. You have space, your money is going back into your ultimate goal of buying a house, and there are three more sets of hands (including always eager to help grandparent hands) if you ever need help. Its gonna suck for a little bit, but in the end I think its still gonna be helpful.

 

[mummytokeelie]

im sorry to say you wont get house you have enough space at your parents and if they are allowing you to live with them then you have no reason to leave in their eyes, you could try going down the route of you cant financially afford to rent, if you do rent you WILL get housing benefit,tax credits and child benefit, housing benefit i think is calculated on how many rooms you are entitled too so really you would be better off renting a two bed, but say you had a third child you wouldn't get more as they can share thats how it was explained to me, i understand about them saving money for you its really hard living with parents and a new born, unless you have laid back parents who wont want to interfere as trust me even good intentions start to get annoying after a while and being told the best way to do things or how they did them, anyway it might be different you might love it! i think maybe live with your parents for a few months if its unbearable you do have options xx

 

[JessicaM123]

Thankyou for the replies. After thinking about it i do realise im being a bit "have your cake and eat it" and what they are offering me is very good. Being 19 i dont think they will interfere too much, its just if i can live with them with a newborn.

Definitley after thought i think i will benefit from the help, but i will want to be out as the baby becomes older.

My boyfriend earns a fair bit, housing benefit and working tax credits if we got them would be at a absolute minimum if any at all, so its like he would need to earn less for us to get more! its ridiculous. ah well life goes on.