Bit of a long story but its easier if I explain my whole situation and see if I've missed anything... After 4 years of trying to get pregnant, going to the fertility clinic and finding not a lot wrong apart from pcos and that I don't ovulate, we gave up thinking about babies and decided to make other plans for our life. So I gave up work Aug this year as a Beauty Therapist, intended on starting an Engineering Degree in September. I completed an access course over the last year and have been accepted into the degree. I cut down my hours and arranged with my boss (who has been wonderful about me changing my hours in order to retrain to do something else) to leave in August to give me a month off before scary uni started. I then found out I was pregnant! So my plans went out the window! I'm now sitting at home, over joyed at finally having a baby but think...ooooooh pooh, I've not much money now to afford a baby! Husband works and earns well although we have a lot of things to pay for (silly childish ooohhh we're earning money lets spend it all before we've got it syndrome!) I've discovered the healthy pregnancy grant...wohoo, Child Tax credits...wohoo, Maternity Allowance...wohooo and maybe working tax credits. I was wondering if there is anything I've missed?? Saying that.....Now I've written it all down it seems like lots of extras! Thought this might be useful for anyone else aswell in similar situations. I've spent days attached to the laptop researching everything. I bet there is somewhere nicely put together too!